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Prudential Financial PRU Q4 2025 Annual earnings

Reported February 3, 2026 · After market close

Revenue$14.5BMiss by $149.2MDiluted EPS$3.30Miss by $0.07
Revenue estimate$14.7B
EPS estimate$3.37

Next report

Jul 29, 2026 (In 2 weeks)
Revenue estimate$14.4B
EPS estimate$3.40

Financials

Q4 2025

Income statement

See full
Revenue$15.7B+25.3%
Net income$905.0M—
EPS (diluted)$2.55—

Balance sheet

See full
Cash & equivalents$19.7B+6.6%
Total debt$19.3B-1.7%
Total equity$32.4B+16.4%
Total assets$773.74B+5.2%

Cash flow

See full
Operating cash flow$3.3B+42.9%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$39.5B-6.4%
Enterprise value$39.05B-9.8%
P/E11×-4.1×
P/S0.6×+0.1×

Profitability

See full
Net margin5.9%+1.9pp

Returns & leverage

See full
Return on equity11.9%+1.9pp
Debt / equity0.6×-0.1×

Segments

By segment

See full
Individual Life$1.6B+1.1%
Corporate and Other$50.0M+72.4%

Versus estimates

Revenue

Q1 2026$15.2BBeat by $1.1B
Q4 2025$14.5BMiss by $149.2M
Q3 2025$18.0BBeat by $3.8BQ2 2025$13.8BBeat by $260.9MQ1 2025$13.5BMiss by $905.5MQ4 2024$12.6BMiss by $2.1B

Diluted EPS

Q1 2026$3.61Beat by $0.52
Q4 2025$3.30Miss by $0.07
Q3 2025$4.26Beat by $0.54Q2 2025$3.58Beat by $0.36Q1 2025$3.29Beat by $0.11Q4 2024$2.96Miss by $0.40

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Questions, answered.

When did Prudential Financial report Q4 2025 earnings?
Prudential Financial (PRU) reported Q4 2025 earnings on February 3, 2026 after market close.
What were Prudential Financial's Q4 2025 revenue and EPS?
Prudential Financial reported revenue of $14.5B and diluted EPS of $3.30 for Q4 2025.
Did Prudential Financial beat estimates in Q4 2025?
Revenue missed the consensus estimate of $14.7B by $149.2M. EPS missed the consensus estimate of $3.37 by $0.07.
How did Prudential Financial's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 15.1% from $12.6B a year earlier and diluted EPS grew 11.5% from $2.96.
Where can I find Prudential Financial's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001137774-26-000012) and the 10-K periodic report (0001137774-26-000048) directly on SEC EDGAR. The filing index links above go to sec.gov.