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Prudential Financial PRU Policy liabilities

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Other financials

Income statement

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Revenue$15.7B+14.1%
Net income$985.0M+84.8%
EPS (diluted)$2.80+89.2%

Balance sheet

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Cash & equivalents$15.2B-8.9%
Total debt$19.7B+5.4%
Total equity$31.6B+3.3%
Total assets$783.55B+3.2%

Cash flow

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Operating cash flow$2.3B+102%

Valuation

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Market cap$41.48B+13.2%
Enterprise value$45.98B+19.0%
P/E10.6×-11.1×
P/S0.6×0.0×

Profitability

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Net margin6%+3.2pp

Returns & leverage

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Return on equity12.6%+6.8pp
Debt / equity0.6×0.0×

Where this comes from

Reported directly by Prudential Financial in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderContractDeposits.

The source filing: Prudential Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:24 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001137774-26-000176
Line itemJune 30,2026December 31,2025
LIABILITIES, MEZZANINE EQUITY AND EQUITY
LIABILITIES
Future policy benefits$260,944$266,914
Policyholders’ account balances202,223191,307
Market risk benefit liabilities4,7314,623
Policyholders’ dividends1,0021,272
Securities sold under agreements to repurchase10,0699,598
Cash collateral for loaned securities9,2368,700

ITEM 1. Financial Statements

FAQ

What is Prudential Financial's policy liabilities?
Prudential Financial (PRU) reported policy liabilities of $202.22B in Q2 2026.
How has Prudential Financial's policy liabilities changed year-over-year?
Prudential Financial's policy liabilities increased by 11.8% year-over-year, from $180.93B to $202.22B.
What is the long-term trend for Prudential Financial's policy liabilities?
Over 5 years (2020 to 2025), Prudential Financial's policy liabilities has grown at a 3.4% compound annual growth rate (CAGR), from $161.68B to $191.31B.
What does policy liabilities mean?
This represents the total liability for funds deposited by policyholders under insurance and annuity contracts that are not classified as traditional insurance reserves. It reflects the company's obligation to return these deposits or pay interest according to contract terms. This is a key indicator of the scale of the company's deposit-based insurance business.

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