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QCR Holdings QCRH Q2 2026 earnings

Reported July 22, 2026 · After market close

Revenue$97.3MMiss by $6.8M
EPS$2.19Beat by $0.28
Revenue estimate$104.1M
EPS estimate$1.91
After early quarter pressure, NIM improved and stabilized in May and June, with June exceeding the quarterly average by 1 basis point. We continued to maintain deposit pricing discipline in a competitive environment, driving a further decline in our cost of deposits during the quarter. While lower loan discount accretion and nonaccrual interest recoveries pressured our loan yield, significant earning asset growth helped support net interest income as we executed on our LIHTC offtake transactions.
Nick Anderson

Earnings data and commentary were extracted with AI from company filings and may contain errors. Verify important details in the company filing.

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$109.0M
EPS estimate$2.09

Financials

Q2 2026

Income statement

See full
Revenue$97.3M+15.6%
Net income$36.3M+24.9%
EPS (diluted)$2.19+28.1%

Balance sheet

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Total debt$660.3M+48,812%
Total equity$1.1B+9.4%
Total assets$9.5B+3.0%

Valuation & ratios

Valuation

as of 08/03/26
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Market cap$1.69B+41.6%
P/E11.9×+1.3×
P/S4.3×+0.7×

Profitability

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Net margin35.8%+2.6pp

Returns & leverage

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Return on equity12.9%+1.6pp
Debt / equity0.6×+0.6×

FAQ

When did QCR Holdings report Q2 2026 earnings?
QCR Holdings (QCRH) reported Q2 2026 earnings on July 22, 2026 after market close.
What were QCR Holdings's Q2 2026 revenue and EPS?
QCR Holdings reported revenue of $97.3M and eps of $2.19 for Q2 2026.
Did QCR Holdings beat estimates in Q2 2026?
Revenue missed the consensus estimate of $104.1M by $6.8M. EPS beat the consensus estimate of $1.91 by $0.28.
How did QCR Holdings's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 19.0% from $81.8M a year earlier and eps grew 26.6% from $1.73.
Where can I find QCR Holdings's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001104659-26-085795) directly on SEC EDGAR. The filing index links above go to sec.gov.