Question 1

What is RBB Bancorp's amortization of capitalized software and acquired intangible assets?

Accepted Answer

RBB Bancorp (RBB) reported amortization of capitalized software and acquired intangible assets of $371K in Q2 2026.

Question 2

How has RBB Bancorp's amortization of capitalized software and acquired intangible assets changed year-over-year?

Accepted Answer

RBB Bancorp's amortization of capitalized software and acquired intangible assets decreased by 24.7% year-over-year, from $493K to $371K.

Question 3

What is the long-term trend for RBB Bancorp's amortization of capitalized software and acquired intangible assets?

Accepted Answer

Over 4 years (2021 to 2025), RBB Bancorp's amortization of capitalized software and acquired intangible assets has grown at a -27.0% compound annual growth rate (CAGR), from $6.35M to $1.81M.

Question 4

What does amortization of capitalized software and acquired intangible assets mean?

Accepted Answer

Amortization of capitalized software and acquired intangible assets

Line item	Six Months Ended / June 30, 2026	Six Months Ended / June 30, 2025
Depreciation and amortization of premises and equipment	929	941
Net accretion of securities, loans, deposits, and other	(1,263)	(1,667)
Amortization of investment in affordable housing tax credits	1,173	952
Amortization of intangible assets	797	951
Amortization of right-of-use asset	2,596	2,545
Change in operating lease liabilities	(2,602)	(2,462)
(Reversal of) provision for credit losses	(200)	9,133
Stock-based compensation, net	974	1,180

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