Non-Current Assets
Gross loans
Ready Capital Gross loans decreased by 19.8% to $4.17B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 45.8%, from $7.69B to $4.17B. Over 2 years (FY 2023 to FY 2025), Gross loans shows a downward trend with a -30.1% CAGR.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryGrowth
SignalContext dependent
VolatilityModerate
First reportedQ4 2023
Last reportedQ1 2026May 8, 2026
Parent metricNet loans
How to read this metric
Growth indicates an expansion of lending activities, while a decline may signal tighter credit standards or reduced demand.
Detailed definition
This represents the total principal amount of all loans issued by the company before accounting for any reserves or allo...
Peer comparison
Common in financial institutions; peers vary based on their risk appetite and focus on commercial versus consumer lending.
Metric ID:
bank_gross_loansHistorical Data
8 periods
| Q4 '23 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|
| Value | $10.63B | $9.06B | $8.31B | $7.69B | $7.18B | $6.32B | $5.19B | $4.17B |
| QoQ Change | — | -14.7% | -8.3% | -7.5% | -6.5% | -12.1% | -17.8% | -19.8% |
| YoY Change | — | — | -21.9% | — | — | -30.3% | -37.5% | -45.8% |
Range$4.17B – $10.63B
CAGR-41.4%
Avg YoY Growth-33.9%
Median YoY Growth-33.9%
Current Streak7+ quarters decline
Gross loans at Other Companies
Frequently Asked Questions
- What is Ready Capital's gross loans?
- Ready Capital (RC) reported gross loans of $4.17B in Q1 2026.
- How has Ready Capital's gross loans changed year-over-year?
- Ready Capital's gross loans decreased by 45.8% year-over-year, from $7.69B to $4.17B.
- What is the long-term trend for Ready Capital's gross loans?
- Over 2 years (2023 to 2025), Ready Capital's gross loans has grown at a -30.1% compound annual growth rate (CAGR), from $10.63B to $5.19B.
- What does gross loans mean?
- The total value of all loans provided by the company before subtracting potential losses.