Other

Allowance for loan losses related to non-accrual loans

Ready Capital Allowance for loan losses related to non-accrual loans decreased by 9.6% to -$146.65M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 23.9%, from -$192.63M to -$146.65M. Over 2 years (FY 2023 to FY 2025), Allowance for loan losses related to non-accrual loans shows a downward trend with a 62.3% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
First reportedQ4 2023
Last reportedQ1 2026May 8, 2026
Metric ID: other_financing_receivable_nonaccrual_allowance_for_credit_loss

Historical Data

8 periods
 Q4 '23Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$50.80M-$16.64M-$125.22M-$192.63M-$178.16M-$47.84M-$133.75M-$146.65M
QoQ Change—+67.2%-652.4%-53.8%+7.5%+73.1%-179.6%-9.6%
YoY Change——-146.5%——-187.5%-6.8%+23.9%
Range-$192.63M – -$16.64M
CAGR+83.3%
Avg YoY Growth-79.2%
Median YoY Growth-76.7%
Current Streak2 quarters decline

Frequently Asked Questions

What is Ready Capital's allowance for loan losses related to non-accrual loans?
Ready Capital (RC) reported allowance for loan losses related to non-accrual loans of -$146.65M in Q1 2026.
How has Ready Capital's allowance for loan losses related to non-accrual loans changed year-over-year?
Ready Capital's allowance for loan losses related to non-accrual loans increased by 23.9% year-over-year, from -$192.63M to -$146.65M.
What is the long-term trend for Ready Capital's allowance for loan losses related to non-accrual loans?
Over 2 years (2023 to 2025), Ready Capital's allowance for loan losses related to non-accrual loans has grown at a 62.3% compound annual growth rate (CAGR), from -$50.80M to -$133.75M.