Other

UPB of non-accrual loans

Ready Capital UPB of non-accrual loans decreased by 6.3% to $1.37B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 21.6%, from $1.13B to $1.37B. Over 2 years (FY 2023 to FY 2025), UPB of non-accrual loans shows an upward trend with a 46.0% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
First reportedQ4 2023
Last reportedQ1 2026May 8, 2026
Metric ID: other_financing_receivable_nonaccrual_unpaid_principal_balance

Historical Data

8 periods
 Q4 '23Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$688.28M$277.27M$654.53M$1.13B$1.03B$503.81M$1.47B$1.37B
QoQ Change—-59.7%+136.1%+72.6%-8.9%-51.1%+191.2%-6.3%
YoY Change——-4.9%——+81.7%+124.1%+21.6%
Range$277.27M – $1.47B
CAGR+48.4%
Avg YoY Growth+55.6%
Median YoY Growth+51.6%

Frequently Asked Questions

What is Ready Capital's upb of non-accrual loans?
Ready Capital (RC) reported upb of non-accrual loans of $1.37B in Q1 2026.
How has Ready Capital's upb of non-accrual loans changed year-over-year?
Ready Capital's upb of non-accrual loans increased by 21.6% year-over-year, from $1.13B to $1.37B.
What is the long-term trend for Ready Capital's upb of non-accrual loans?
Over 2 years (2023 to 2025), Ready Capital's upb of non-accrual loans has grown at a 46.0% compound annual growth rate (CAGR), from $688.28M to $1.47B.