Business Segments · Loan Portfolio Expense

LMM Commercial Real Estate — Loan Portfolio Expense

Ready Capital LMM Commercial Real Estate — Loan Portfolio Expense increased by 309.7% to $14.57M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 3.3%, from $15.06M to $14.57M. Over 4 years (FY 2021 to FY 2025), LMM Commercial Real Estate — Loan Portfolio Expense shows an upward trend with a 17.7% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2021
Last reportedQ1 2026May 8, 2026

How to read this metric

Higher expenses relative to portfolio size may indicate operational inefficiencies or increased complexity in loan servicing.

Detailed definition

This metric tracks the direct costs associated with maintaining and servicing the commercial real estate loan portfolio....

Peer comparison

Specific to lenders; peers often include this in 'Loan servicing expense' or 'Operating expenses'.

Metric ID: rc_segment_lmm_commercial_real_estate_loan_portfolio_expense

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$4.92M$4.92M$4.92M$7.53M$7.53M$7.53M$7.53M$8.06M$10.75M$12.20M$9.06M$12.55M$10.90M$9.63M$11.59M$15.06M$11.01M$8.08M$3.56M$14.57M
QoQ Change+0.0%+0.0%+53.0%+0.0%+0.0%+0.0%+7.1%+33.4%+13.6%-25.7%+38.5%-13.2%-11.6%+20.3%+30.0%-26.9%-26.6%-56.0%+309.7%
YoY Change+53.0%+53.0%+53.0%+7.1%+42.8%+62.1%+20.4%+55.7%+1.4%-21.1%+27.9%+20.1%+1.1%-16.1%-69.3%-3.3%
Range$3.56M$15.06M
CAGR+25.7%
Avg YoY Growth+18.0%
Median YoY Growth+20.2%

Frequently Asked Questions

What is Ready Capital's lmm commercial real estate — loan portfolio expense?
Ready Capital (RC) reported lmm commercial real estate — loan portfolio expense of $14.57M in Q1 2026.
How has Ready Capital's lmm commercial real estate — loan portfolio expense changed year-over-year?
Ready Capital's lmm commercial real estate — loan portfolio expense decreased by 3.3% year-over-year, from $15.06M to $14.57M.
What is the long-term trend for Ready Capital's lmm commercial real estate — loan portfolio expense?
Over 4 years (2021 to 2025), Ready Capital's lmm commercial real estate — loan portfolio expense has grown at a 17.7% compound annual growth rate (CAGR), from $19.68M to $37.72M.
What does lmm commercial real estate — loan portfolio expense mean?
Operational costs directly tied to managing and servicing the commercial real estate loan portfolio.