Small Business Lending — Labor and Related Expense
Ready Capital Small Business Lending — Labor and Related Expense increased by 5.3% to $15.32M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 0.1%, from $15.30M to $15.32M. Over 4 years (FY 2021 to FY 2025), Small Business Lending — Labor and Related Expense shows an upward trend with a 12.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase may signal business expansion or rising labor costs, while a decrease could indicate cost-cutting or reduced headcount.
Detailed definition
Includes all compensation, benefits, and payroll-related costs for personnel dedicated to the small business lending seg...
Peer comparison
Standard operating expense metric across all labor-intensive financial service segments.
rc_segment_small_business_lending_labor_and_related_expenseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $9.34M | $10.72M | $10.66M | $9.52M | $10.22M | $12.33M | $8.48M | $11.28M | $11.61M | $8.51M | $8.89M | $9.29M | $8.33M | $13.85M | $14.56M | $15.30M | $14.44M | $13.94M | $14.55M | $15.32M |
| QoQ Change | — | +14.8% | -0.5% | -10.7% | +7.3% | +20.7% | -31.2% | +32.9% | +3.0% | -26.8% | +4.5% | +4.5% | -10.4% | +66.3% | +5.1% | +5.1% | -5.7% | -3.4% | +4.4% | +5.3% |
| YoY Change | — | — | — | — | +9.4% | +15.1% | -20.4% | +18.5% | +13.7% | -31.0% | +4.8% | -17.6% | -28.3% | +62.8% | +63.8% | +64.7% | +73.3% | +0.6% | -0.1% | +0.1% |
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Frequently Asked Questions
- What is Ready Capital's small business lending — labor and related expense?
- Ready Capital (RC) reported small business lending — labor and related expense of $15.32M in Q1 2026.
- How has Ready Capital's small business lending — labor and related expense changed year-over-year?
- Ready Capital's small business lending — labor and related expense increased by 0.1% year-over-year, from $15.30M to $15.32M.
- What is the long-term trend for Ready Capital's small business lending — labor and related expense?
- Over 4 years (2021 to 2025), Ready Capital's small business lending — labor and related expense has grown at a 12.2% compound annual growth rate (CAGR), from $36.76M to $58.23M.
- What does small business lending — labor and related expense mean?
- Total employee-related costs for the small business lending segment.