Current Assets
Restricted Cash
Ready Capital Restricted Cash decreased by 2.1% to $38.91M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 1.8%, from $39.60M to $38.91M. Over 5 years (FY 2020 to FY 2025), Restricted Cash shows a downward trend with a -3.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionCurrent Assets
CategoryLiquidity
SignalLower is better
VolatilityModerate
First reportedQ4 2014
Last reportedQ1 2026May 8, 2026
How to read this metric
Higher levels indicate increased contractual obligations or collateral requirements, which may limit financial flexibility.
Detailed definition
This includes cash balances that are legally or contractually restricted for specific purposes, such as collateral for d...
Peer comparison
Common in real estate finance companies due to securitization structures and servicing agreements.
Metric ID:
restricted_cashHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $57.12M | $52.69M | $41.03M | $56.96M | $64.75M | $57.68M | $48.15M | $43.74M | $29.18M | $31.50M | $30.06M | $24.92M | $29.97M | $31.33M | $30.56M | $39.60M | $56.77M | $44.49M | $39.75M | $38.91M |
| QoQ Change | — | -7.7% | -22.1% | +38.8% | +13.7% | -10.9% | -16.5% | -9.2% | -33.3% | +7.9% | -4.6% | -17.1% | +20.3% | +4.5% | -2.5% | +29.6% | +43.3% | -21.6% | -10.7% | -2.1% |
| YoY Change | — | — | — | — | +13.4% | +9.5% | +17.3% | -23.2% | -54.9% | -45.4% | -37.6% | -43.0% | +2.7% | -0.5% | +1.7% | +59.0% | +89.4% | +42.0% | +30.1% | -1.8% |
Range$24.92M – $64.75M
CAGR-7.8%
Avg YoY Growth+3.7%
Median YoY Growth+2.2%
Current Streak3 quarters decline
Restricted Cash at Other Companies
Frequently Asked Questions
- What is Ready Capital's restricted cash?
- Ready Capital (RC) reported restricted cash of $38.91M in Q1 2026.
- How has Ready Capital's restricted cash changed year-over-year?
- Ready Capital's restricted cash decreased by 1.8% year-over-year, from $39.60M to $38.91M.
- What is the long-term trend for Ready Capital's restricted cash?
- Over 5 years (2020 to 2025), Ready Capital's restricted cash has grown at a -3.6% compound annual growth rate (CAGR), from $47.70M to $39.75M.
- What does restricted cash mean?
- Cash that is set aside for specific obligations and cannot be used for general operations.