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Radian Group RDN Mortgage Insurance — Ceded Premiums Written

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Other financials

Income statement

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Revenue$575.0M+92.6%
Gross profit$290.1M+0.4%
Net income$115.9M-18.3%
EPS (diluted)$0.85-16.7%

Balance sheet

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Cash & equivalents$156.6M+606%
Total debt$1.3B+3,644%
Total equity$4.8B+7.0%
Total assets$10.7B+11.2%

Cash flow

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Operating cash flow$342.9M+148%
CapEx$225.0K-81.2%
Free cash flow$342.7M+148%

Valuation

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Market cap$4.82B+6.4%
Enterprise value$5.93B+30.5%
P/E+1.3×
P/S2.9×-0.8×

Profitability

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Gross margin96.9%+0.1pp
Net margin32.6%-16.3pp
FCF margin84.5%+55.2pp

Returns & leverage

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Return on equity11.5%-1.5pp
Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Radian Group in its filing.

Tagged under the XBRL concept us-gaap:CededPremiumsWritten.

The source filing: Radian Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:17 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340290
Line itemNet Premiums Written / Three Months Ended June 30,Net Premiums Written / Six Months Ended June 30,Net Premiums Earned / Three Months Ended June 30,Net Premiums Earned / Six Months Ended June 30,
SpecialtyN/AN/AN/AN/A
Total assumedN/AN/AN/AN/A
Ceded
Mortgage (2)(23,419))(45,673))(28,518))(56,385))
SpecialtyN/AN/AN/AN/A
Total ceded (2)(23,419))(45,673))(28,518))(56,385))
Total
Mortgage231,595461,845233,526467,570

Item 1. Financial Statements (Unaudited)

FAQ

What is Radian Group's mortgage insurance — ceded premiums written?
Radian Group (RDN) reported mortgage insurance — ceded premiums written of $28.55M in Q2 2026.
How has Radian Group's mortgage insurance — ceded premiums written changed year-over-year?
Radian Group's mortgage insurance — ceded premiums written increased by 21.9% year-over-year, from $23.42M to $28.55M.
What does mortgage insurance — ceded premiums written mean?
This metric quantifies the premiums paid by the company to reinsurers to transfer a portion of its insurance risk. It reflects the cost of the company's reinsurance program and its strategy for managing capital and volatility. Higher ceded premiums indicate a more aggressive risk-transfer strategy, which may impact net profitability.

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