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Radian Group RDN Mortgage Insurance — Direct Premiums Written

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Other financials

Income statement

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Revenue$575.0M+92.6%
Gross profit$290.1M+0.4%
Net income$115.9M-18.3%
EPS (diluted)$0.85-16.7%

Balance sheet

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Cash & equivalents$156.6M+606%
Total debt$1.3B+3,644%
Total equity$4.8B+7.0%
Total assets$10.7B+11.2%

Cash flow

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Operating cash flow$342.9M+148%
CapEx$225.0K-81.2%
Free cash flow$342.7M+148%

Valuation

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Market cap$4.82B+6.4%
Enterprise value$5.93B+30.5%
P/E+1.3×
P/S2.9×-0.8×

Profitability

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Gross margin96.9%+0.1pp
Net margin32.6%-16.3pp
FCF margin84.5%+55.2pp

Returns & leverage

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Return on equity11.5%-1.5pp
Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Radian Group in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsWritten.

The source filing: Radian Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:17 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340290
Line itemNet Premiums Written / Three Months Ended June 30,Net Premiums Written / Six Months Ended June 30,Net Premiums Earned / Three Months Ended June 30,Net Premiums Earned / Six Months Ended June 30,
(In thousands)2025202520252025
Direct
Mortgage$$255,014$$507,518$$262,044$$523,955
SpecialtyN/AN/AN/AN/A
Total direct255,014507,518262,044523,955
Assumed
SpecialtyN/AN/AN/AN/A
Total assumedN/AN/AN/AN/A

Item 1. Financial Statements (Unaudited)

FAQ

What is Radian Group's mortgage insurance — direct premiums written?
Radian Group (RDN) reported mortgage insurance — direct premiums written of $261.1M in Q2 2026.
How has Radian Group's mortgage insurance — direct premiums written changed year-over-year?
Radian Group's mortgage insurance — direct premiums written increased by 2.4% year-over-year, from $255.01M to $261.1M.
What is the long-term trend for Radian Group's mortgage insurance — direct premiums written?
Over 3 years (2021 to 2024), Radian Group's mortgage insurance — direct premiums written has grown at a 0.9% compound annual growth rate (CAGR), from $985M to $1.01B.
What does mortgage insurance — direct premiums written mean?
This metric measures the total premiums generated from mortgage insurance policies issued by the company before accounting for reinsurance cessions. It reflects the gross volume of new and renewed business production within the mortgage insurance segment. This is a primary indicator of top-line growth and market demand for the company's insurance products.

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