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Chicago Atlantic Real Estate Finance REFI Q2 2025 earnings

Reported August 7, 2025 · Before market open

Revenue$16.5MBeat by $602.0KDiluted EPS$0.51Beat by $0.06
Revenue estimate$15.9M
EPS estimate$0.45

Next report

Aug 11, 2026 (In 2 weeks)
Revenue estimate$14.2M
EPS estimate$0.48

Financials

Q2 2025

Income statement

See full
Revenue$16.5M+9.8%
Net income$8.9M-3.3%
EPS (diluted)$0.41-10.9%

Balance sheet

See full
Cash & equivalents$35.6M+403%
Total debt$49.2M-86.6%
Total equity$310.0M+5.9%
Total assets$455.2M+17.8%

Cash flow

See full
Operating cash flow$6.5M+4.1%
CapEx$85.0K-65.9%
Free cash flow$6.4M+7.0%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$298.37M+6.3%
Enterprise value$312.02M-51.4%
P/E7.8×+0.3×
P/S4.7×+0.2×

Profitability

See full
Net margin60.1%0.0pp

Returns & leverage

See full
Return on equity12.6%-0.5pp
Debt / equity0.2×-1.1×

Versus estimates

Revenue

Q1 2026$13.1MMiss by $567.8KQ4 2025$14.2MMiss by $99.6KQ3 2025$13.7MMiss by $513.6K
Q2 2025$16.5MBeat by $602.0K
Q1 2025$13.0MBeat by $11.7KQ4 2024$13.9MMiss by $137.4K

Diluted EPS

Q1 2026$0.46Miss by $0.02Q4 2025$0.43Beat by $0.01Q3 2025$0.49Beat by $0.03
Q2 2025$0.51Beat by $0.06
Q1 2025$0.46Beat by $0.01Q4 2024$0.46Beat by $0.03

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Questions, answered.

When did Chicago Atlantic Real Estate Finance report Q2 2025 earnings?
Chicago Atlantic Real Estate Finance (REFI) reported Q2 2025 earnings on August 7, 2025 before market open.
What were Chicago Atlantic Real Estate Finance's Q2 2025 revenue and EPS?
Chicago Atlantic Real Estate Finance reported revenue of $16.5M and diluted EPS of $0.51 for Q2 2025.
Did Chicago Atlantic Real Estate Finance beat estimates in Q2 2025?
Revenue beat the consensus estimate of $15.9M by $602.0K. EPS beat the consensus estimate of $0.45 by $0.06.
How did Chicago Atlantic Real Estate Finance's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 9.8% from $15.0M a year earlier and diluted EPS grew 10.9% from $0.46.
Where can I find Chicago Atlantic Real Estate Finance's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0000950170-25-104543) directly on SEC EDGAR. The filing index links above go to sec.gov.