Other
Interest Reserves
Chicago Atlantic Real Estate Finance Interest Reserves decreased by 21.2% to $10.00K in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 98.2%, from $547.53K to $10.00K. Over 5 years (FY 2020 to FY 2025), Interest Reserves shows a downward trend with a -71.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalHigher is better
VolatilityModerate
First reportedQ4 2020
Last reportedQ1 2026May 7, 2026
How to read this metric
Higher reserves provide greater security for the lender, while depletion of reserves may signal borrower financial stress.
Detailed definition
Interest reserves are funds set aside by the borrower, often held by the lender, to ensure that interest payments can be...
Peer comparison
Common in construction and development lending to mitigate short-term liquidity risks.
Metric ID:
other_interest_reservesHistorical Data
15 periods
| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $6.64M | $1.87M | $220.06K | $341.95K | $498.26K | $1.07M | $2.52M | $2.49M | $2.58M | $1.30M | $547.53K | $243.44K | $14.60K | $12.69K | $10.00K |
| QoQ Change | — | -71.8% | -88.2% | +55.4% | +45.7% | +115.7% | +134.4% | -1.1% | +3.6% | -49.7% | -57.8% | -55.5% | -94.0% | -13.1% | -21.2% |
| YoY Change | — | -71.8% | — | — | — | -42.5% | >999% | +628.7% | +418.0% | +20.7% | -78.3% | -90.2% | -99.4% | -99.0% | -98.2% |
Range$10.00K – $6.64M
CAGR-84.4%
Avg YoY Growth+139.4%
Median YoY Growth-71.8%
Current Streak6 quarters decline
Interest Reserves at Other Companies
Frequently Asked Questions
- What is Chicago Atlantic Real Estate Finance's interest reserves?
- Chicago Atlantic Real Estate Finance (REFI) reported interest reserves of $10.00K in Q1 2026.
- How has Chicago Atlantic Real Estate Finance's interest reserves changed year-over-year?
- Chicago Atlantic Real Estate Finance's interest reserves decreased by 98.2% year-over-year, from $547.53K to $10.00K.
- What is the long-term trend for Chicago Atlantic Real Estate Finance's interest reserves?
- Over 5 years (2020 to 2025), Chicago Atlantic Real Estate Finance's interest reserves has grown at a -71.4% compound annual growth rate (CAGR), from $6.64M to $12.69K.
- What does interest reserves mean?
- Cash set aside from loan proceeds to guarantee future interest payments.