Skip to content
OpenCapital
Get started
Income StatementBalance SheetCash FlowSegments
Regions Financial logo

Regions Financial Income Statement

Revenue, expenses, and profitability over time

Regions Financial generated $7.6B in trailing twelve-month revenue, up 0.1% year-over-year. Net income was $2.2B with a 29.22% net margin. Diluted EPS is $2.40, which grew 0.2% year-over-year. Based on the Q1 2026 filing.

Total Revenue (TTM)$7.6BNet Income (TTM)$2.2BEps Diluted (TTM)$2.40
Latest FilingQ1 2026
Report Date2026-05-07
Market Cap$24.7B
P/E Ratio11.08
ROE11.93%

Operating Expenses

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Compensation and benefits$617M$625M$658M$671M$662M$659M
Occupancy and equipment$67M$70M$72M$72M$74M$72M
Other operating expenses$250M$245M$239M$254M$250M$229M
Provision for credit losses$120M$124M$126M$105M$115M$91M
Total operating expenses$1B$1B$1.1B$1.1B$1.1B$1.1B

Earnings Per Share

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Basic earnings per share$0.56$0.51$0.59$0.62$0.59$0.63
Diluted earnings per share$0.55$0.51$0.59$0.61$0.58$0.62
Weighted-average shares, basic916M906M898M890M892M863M
Weighted-average shares, diluted918M910M900M894M896M868M

Tax

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Income tax expense$123M$131M$143M$139M$174M$155M

Other Income & Expense

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Interest expense$572M$531M$525M$539M$487M$454M
Interest income$1.4B$1.3B$1.4B$1.4B$1.4B$1.3B

Net Income

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Net income$534M$490M$563M$569M$534M$559M

Revenue

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Net interest income$1.2B$1.2B$1.3B$1.3B$1.3B$1.2B
Net interest income after provision for credit losses$1.1B$1.1B$1.1B$1.2B$1.2B$1.2B
Total interest income$1.8B$1.7B$1.8B$1.8B$1.8B$1.7B
Total noninterest income$585M$590M$646M$659M$640M$625M

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Equipment$104M$99M$104M$106M$112M$108M
Interest and Dividend Income, Operating$1.8B$1.7B$1.8B$1.8B$1.8B$1.7B
Interest and Fee Income, Loans and Leases$1.4B$1.3B$1.4B$1.4B$1.4B$1.3B
Interest Expense, Deposits$467M$442M$447M$456M$421M$385M
Interest Expense, Long-Term Debt$89M$85M$77M$75M$62M$52M
Interest Income (Expense), after Provision for Loan Loss$1.1B$1.1B$1.1B$1.2B$1.2B$1.2B
Interest Income (Expense), Operating$1.2B$1.2B$1.3B$1.3B$1.3B$1.2B
Loans held for sale$11M$8M$9M$9M$9M$8M
Noninterest Expense$1B$1B$1.1B$1.1B$1.1B$1.1B
Other Interest And Dividend Income$119M$109M$112M$108M$101M$83M

Cost of Revenue

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Total interest expense (banking)$89M$85M$77M$75M$62M$52M