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Reinsurance Group of America RGA Q3 2025 earnings

Reported October 30, 2025 · After market close

Revenue$6.2BBeat by $145.6M
EPS$6.37Beat by $0.61
Revenue estimate$6.1B
EPS estimate$5.76

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$6.7B
EPS estimate$6.52

Financials

Q3 2025

Income statement

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Revenue$6.2B+9.8%
Net income$253.0M+62.2%
EPS (diluted)$3.81+63.5%

Balance sheet

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Cash & equivalents$4.6B-11.0%
Total debt$5.7B-11.3%
Total equity$13.0B+16.6%
Total assets$152.00B+26.4%

Cash flow

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Operating cash flow-$990.0M+7.2%
CapEx$192.0M+317%
Free cash flow-$1.2B-7.9%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$12.7B-11.7%
Enterprise value$13.81B-11.8%
P/E14.6×-5.1×
P/S0.6×-0.1×

Profitability

See full
Net margin3.9%+0.6pp
FCF margin61.4%+57.3pp

Returns & leverage

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Return on equity7.2%-0.4pp
Debt / equity0.4×-0.1×

Segments

By product

See full
Life Insurance Product Line$4.1B+5.8%
Insurance, Other$1.9B+18.4%

By segment

See full
Corporate and Other$181.0M+7.7%

Versus estimates

Revenue

Q1 2026$6.5BBeat by $24.3MQ4 2025$6.6BBeat by $323.9M
Q3 2025$6.2BBeat by $145.6M
Q2 2025$5.6BMiss by $403.3MQ1 2025$5.3BMiss by $321.0MQ4 2024$5.1BMiss by $459.1M

Diluted EPS

Q1 2026$6.97Beat by $0.94Q4 2025$7.75Beat by $1.97
Q3 2025$6.37Beat by $0.61
Q2 2025$4.72Miss by $0.86Q1 2025$5.66Beat by $0.35Q4 2024$4.99Miss by $0.25

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Questions, answered.

When did Reinsurance Group of America report Q3 2025 earnings?
Reinsurance Group of America (RGA) reported Q3 2025 earnings on October 30, 2025 after market close.
What were Reinsurance Group of America's Q3 2025 revenue and EPS?
Reinsurance Group of America reported revenue of $6.2B and eps of $6.37 for Q3 2025.
Did Reinsurance Group of America beat estimates in Q3 2025?
Revenue beat the consensus estimate of $6.1B by $145.6M. EPS beat the consensus estimate of $5.76 by $0.61.
How did Reinsurance Group of America's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 11.2% from $5.6B a year earlier and eps grew 3.9% from $6.13.
Where can I find Reinsurance Group of America's Q3 2025 SEC filings?
You can read the 10-Q periodic report (0000898174-25-000137) directly on SEC EDGAR. The filing index links above go to sec.gov.