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Rithm Capital RITM Principal repayments from consumer loans

Principal repayments from consumer loans at other companies

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Chicago Atlantic Real Estate FinanceREFI
$19.67M+533%
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$19.67M+533%
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Chicago Atlantic Real Estate FinanceREFI
$19.67M+533%
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IntuitINTU
$936M+85.7%
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ShopifySHOP
$1.04B+63.7%

Other financials

Income statement

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Revenue$474.6M-61.0%
Net income$20.2M-93.5%
EPS (diluted)$0.04-92.5%

Balance sheet

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Cash & equivalents$2.5B+53.3%
Total debt$169.7M-99.5%
Total equity$9.1B+13.9%
Total assets$54.1B+22.1%

Cash flow

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Operating cash flow$100.7M-92.9%

Valuation

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Market cap$5.69B-12.4%
P/E13.3×+5.2×
P/S1.3×0.0×

Profitability

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Net margin10.1%-6.8pp

Returns & leverage

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Return on equity5.1%-5.5pp
Debt / equity-4.3×

Where this comes from

Reported directly by Rithm Capital in its filing.

Tagged under the XBRL concept nrz:ProceedsFromPrincipalRepaymentsOnCommercialLoans.

The source filing: Rithm Capital’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 7:52 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001556593-26-000023
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Principal repayments from servicer advance investments179,301203,012
Principal repayments from government, government-backed and other securities163,903154,723
Principal repayments from residential mortgage loans10,48210,287
Principal repayments from consumer loans124,100111,102
Principal repayments and sales proceeds of residential transition loans600,840353,128
Principal repayments and sales proceeds of insurance company investments, at fair value92,908
Principal repayments and sales proceeds of investments of consolidated entities242,805282,189
Settlement of sale of MSRs and MSR financing receivables(2,415)2,057

ITEM 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is Rithm Capital's principal repayments from consumer loans?
Rithm Capital (RITM) reported principal repayments from consumer loans of $124.1M in Q1 2026.
How has Rithm Capital's principal repayments from consumer loans changed year-over-year?
Rithm Capital's principal repayments from consumer loans increased by 11.7% year-over-year, from $111.1M to $124.1M.
What is the long-term trend for Rithm Capital's principal repayments from consumer loans?
Over 3 years (2022 to 2025), Rithm Capital's principal repayments from consumer loans has grown at a 44.4% compound annual growth rate (CAGR), from $140.57M to $423.16M.
What does principal repayments from consumer loans mean?
Cash inflows derived from the principal repayment of consumer-focused loan products. This metric tracks the recovery of capital from the consumer lending segment, excluding interest income. It provides insight into the credit performance and repayment behavior of the consumer borrower base.

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