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Other financials

Income statement

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Revenue$167.3M+9.4%
Net income$11.4M+62.7%
EPS (diluted)$1.18+68.6%

Balance sheet

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Cash & equivalents$4.9M+16.9%
Total debt$1.7B+9.8%
Total equity$375.8M+5.0%
Total assets$2.1B+9.1%

Cash flow

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Operating cash flow$81.0M+27.2%
Free cash flow$79.9M+28.1%

Valuation

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Market cap$290.61M-17.6%
Enterprise value$1.95B+2.7%
P/E-4.2×
P/S0.4×-0.1×

Profitability

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Net margin7.4%+1.9pp
FCF margin48.8%+3.7pp

Returns & leverage

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Return on equity13.3%+3.8pp
Debt / equity4.4×+0.2×

Where this comes from

Reported directly by Regional Management Corporation in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

The source filing: Regional Management Corporation’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 4:30 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001519401-26-000009
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Originations and purchases of finance receivables(390,135)(394,151)
Repayments of finance receivables359,570338,362
Purchases of intangible assets(3,145)(3,203)
Purchases of property and equipment(1,110)(1,275)
Net cash used in investing activities(34,820)(60,267)
Cash flows from financing activities:
Advances on revolving credit facilities258,511415,024
Payments on revolving credit facilities(262,696)(589,527)

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Regional Management Corporation's capex?
Regional Management Corporation (RM) reported capex of $1.11M in Q1 2026.
How has Regional Management Corporation's capex changed year-over-year?
Regional Management Corporation's capex decreased by 12.9% year-over-year, from $1.28M to $1.11M.
What is the long-term trend for Regional Management Corporation's capex?
Over 4 years (2021 to 2025), Regional Management Corporation's capex has grown at a 7.3% compound annual growth rate (CAGR), from $3.59M to $4.76M.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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