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Richmond Mutual Bancorporation, Inc. RMBI Q4 2025 Annual earnings

Reported January 22, 2026 · Before market open

Revenue$23.4M
EPS$0.35

Next report

Oct 22, 2026 (in 3 months)

Financials

Q4 2025

Income statement

See full
Revenue$13.1M+18.1%
Net income$3.4M+37.7%
EPS (diluted)$0.35+45.8%

Balance sheet

See full
Cash & equivalents$33.1M+52.3%
Total debt$643.0K+59.2%
Total equity$145.8M+9.7%
Total assets$1.5B+1.4%

Cash flow

See full
Operating cash flow$2.7M-60.7%
CapEx$196.7K+69.4%
Free cash flow$2.5M-63.0%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$135.64M-5.1%
Enterprise value$103.15M-15.2%
P/E11.7×-3.5×
P/S2.8×-0.5×

Profitability

See full
Net margin23.7%+2.1pp
FCF margin29.9%-3.0pp

Returns & leverage

See full
Return on equity8.3%+1.3pp
Debt / equity0×0.0×

Versus estimates

Revenue

Q2 2026$17.2MQ1 2026$22.5M
Q4 2025$23.4M
Q3 2025$23.1MQ2 2025$22.4MQ1 2025$22.0M

Diluted EPS

Q2 2026$0.22Q1 2026$0.28
Q4 2025$0.35
Q3 2025$0.36Q2 2025$0.26Q1 2025$0.20

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Questions, answered.

When did Richmond Mutual Bancorporation, Inc. report Q4 2025 earnings?
Richmond Mutual Bancorporation, Inc. (RMBI) reported Q4 2025 earnings on January 22, 2026 before market open.
What were Richmond Mutual Bancorporation, Inc.'s Q4 2025 revenue and EPS?
Richmond Mutual Bancorporation, Inc. reported revenue of $23.4M and eps of $0.35 for Q4 2025.
How did Richmond Mutual Bancorporation, Inc.'s Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 7.3% from $21.8M a year earlier and eps grew 45.0% from $0.24.
Where can I find Richmond Mutual Bancorporation, Inc.'s Q4 2025 SEC filings?
You can read the 8-K earnings release (0001628280-26-003117) and the 10-K periodic report (0001628280-26-020414) directly on SEC EDGAR. The filing index links above go to sec.gov.