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Red River Bancshares, Inc. RRBI Provision for Credit Losses

Provision for Credit Losses at other companies

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$2.52B-11.7%
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$68M-46.0%
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Origin BancorpOBK
$65K-97.7%
Western New England Bancorp logo
Western New England BancorpWNEB
$1.56M+353%
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Bank First CorporationBFC
$0+100%
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International BancsharesIBOC
$11.11M+153%

Segments

By segment

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Reporting Segment$750K+66.7%

Other financials

Income statement

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Revenue$33.7M+10.4%
Net income$11.8M+15.4%
EPS (diluted)$1.78+17.9%

Balance sheet

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Cash & equivalents$195.4M-7.1%
Total debt$1.4M-47.1%
Total equity$384.6M+14.7%
Total assets$3.3B+4.5%

Cash flow

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Operating cash flow$12.3M+223%
CapEx$1.2M+348%
Free cash flow$11.1M+214%

Valuation

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Market cap$659.19M+60.8%
Enterprise value$465.18M+129%
P/E14.4×+3.7×
P/S+1.5×

Profitability

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Net margin34.9%+1.9pp
FCF margin38.8%+8.2pp

Returns & leverage

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Return on equity12.8%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Red River Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.

The source filing: Red River Bancshares, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 6, 2026, 8:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001071236-26-000056
(in thousands, except per share data)For the Three Months Ended June 30, 2026For the Three Months Ended June 30, 2025For the Six Months Ended June 30, 2026For the Six Months Ended June 30, 2025
Interest on deposits10,35610,91121,09722,109
Total Interest Expense10,35610,91121,09722,109
Net Interest Income28,96725,81957,37150,429
Provision for credit losses7504501,500900
Net Interest Income After Provision for Credit Losses28,21725,36955,87149,529
NONINTEREST INCOME
Service charges on deposit accounts1,3881,3372,7832,719
Debit card income, net1,0671,0811,9832,074

Item 1. Financial Statements (Unaudited)

FAQ

What is Red River Bancshares, Inc.'s provision for credit losses?
Red River Bancshares, Inc. (RRBI) reported provision for credit losses of $750K in Q2 2026.
How has Red River Bancshares, Inc.'s provision for credit losses changed year-over-year?
Red River Bancshares, Inc.'s provision for credit losses increased by 66.7% year-over-year, from $450K to $750K.
What is the long-term trend for Red River Bancshares, Inc.'s provision for credit losses?
Over 4 years (2021 to 2025), Red River Bancshares, Inc.'s provision for credit losses has grown at a 4.9% compound annual growth rate (CAGR), from $1.9M to $2.3M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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