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Red River Bancshares, Inc. RRBI Business Segments — Interest Expense

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Other financials

Income statement

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Revenue$33.7M+10.4%
Net income$11.8M+15.4%
EPS (diluted)$1.78+17.9%

Balance sheet

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Cash & equivalents$195.4M-7.1%
Total debt$1.4M-47.1%
Total equity$384.6M+14.7%
Total assets$3.3B+4.5%

Cash flow

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Operating cash flow$12.3M+223%
CapEx$1.2M+348%
Free cash flow$11.1M+214%

Valuation

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Market cap$659.19M+60.8%
Enterprise value$465.18M+129%
P/E14.4×+3.7×
P/S+1.5×

Profitability

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Net margin34.9%+1.9pp
FCF margin38.8%+8.2pp

Returns & leverage

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Return on equity12.8%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Red River Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: Red River Bancshares, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 6, 2026, 8:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001071236-26-000056
(in thousands, except per share data)For the Three Months Ended June 30, 2026For the Three Months Ended June 30, 2025For the Six Months Ended June 30, 2026For the Six Months Ended June 30, 2025
Total Interest and Dividend Income39,32336,73078,46872,538
INTEREST EXPENSE
Interest on deposits10,35610,91121,09722,109
Total Interest Expense10,35610,91121,09722,109
Net Interest Income28,96725,81957,37150,429
Provision for credit losses7504501,500900
Net Interest Income After Provision for Credit Losses28,21725,36955,87149,529
NONINTEREST INCOME

Item 1. Financial Statements (Unaudited)

FAQ

What is Red River Bancshares, Inc.'s business segments — interest expense?
Red River Bancshares, Inc. (RRBI) reported business segments — interest expense of $10.36M in Q2 2026.
How has Red River Bancshares, Inc.'s business segments — interest expense changed year-over-year?
Red River Bancshares, Inc.'s business segments — interest expense decreased by 5.1% year-over-year, from $10.91M to $10.36M.
What is the long-term trend for Red River Bancshares, Inc.'s business segments — interest expense?
Over 3 years (2022 to 2025), Red River Bancshares, Inc.'s business segments — interest expense has grown at a 78.9% compound annual growth rate (CAGR), from $7.74M to $44.33M.
What does business segments — interest expense mean?
This metric measures the total cost incurred by the reporting segment to fund its operations through interest-bearing liabilities, such as customer deposits and borrowings. It reflects the segment's cost of funds and is essential for evaluating net interest margin performance. Higher expenses relative to interest income may indicate rising funding costs or competitive pressure on deposit pricing.

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