Residential whole loans
Redwood Trust Residential whole loans decreased by 5.2% to $57.04M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 27.0%, from $78.16M to $57.04M. Over 3 years (FY 2022 to FY 2025), Residential whole loans shows a downward trend with a -8.9% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Higher values indicate successful acquisition and management of residential whole loan portfolios, whereas lower values may signal market liquidity issues or reduced demand for whole loans.
Detailed definition
This metric captures the interest and fee income derived from residential whole loan portfolios held by the company. It...
Peer comparison
Standard for mortgage REITs and financial institutions with active mortgage conduit businesses.
other_interest_and_fee_income_loans_commercial_and_resid_bcf2a3Historical Data
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $70.32M | $67.13M | $94.30M | $80.93M | $95.20M | $92.05M | $97.30M | $98.26M | $93.02M | $93.74M | $95.04M | $93.11M | $85.14M | $78.60M | $78.16M | $72.10M | $63.26M | $60.16M | $57.04M |
| QoQ Change | — | -4.5% | +40.5% | -14.2% | +17.6% | -3.3% | +5.7% | +1.0% | -5.3% | +0.8% | +1.4% | -2.0% | -8.6% | -7.7% | -0.6% | -7.7% | -12.3% | -4.9% | -5.2% |
| YoY Change | — | — | — | +15.1% | +41.8% | — | +3.2% | +21.4% | -2.3% | +1.8% | -2.3% | -5.2% | -8.5% | -16.1% | -17.8% | -22.6% | -25.7% | -23.5% | -27.0% |
Residential whole loans at Other Companies
Frequently Asked Questions
- What is Redwood Trust's residential whole loans?
- Redwood Trust (RWT) reported residential whole loans of $57.04M in Q1 2026.
- How has Redwood Trust's residential whole loans changed year-over-year?
- Redwood Trust's residential whole loans decreased by 27.0% year-over-year, from $78.16M to $57.04M.
- What is the long-term trend for Redwood Trust's residential whole loans?
- Over 3 years (2022 to 2025), Redwood Trust's residential whole loans has grown at a -8.9% compound annual growth rate (CAGR), from $362.48M to $273.68M.
- What does residential whole loans mean?
- Revenue generated from holding residential whole mortgage loans.