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Ryan Specialty Holdings RYAN Q3 2025 earnings

Reported October 30, 2025 · After market close

Revenue$754.6MMiss by $22.8M
EPS$0.47In line
Revenue estimate$777.4M
EPS estimate$0.47

Next report

Jul 30, 2026 (Today)
Revenue estimate$873.9M
EPS estimate$0.60

Financials

Q3 2025

Income statement

See full
Revenue$754.6M+24.8%
Operating income$110.8M+36.0%
Net income$31.1M+76.7%
EPS (diluted)$0.12-33.8%

Balance sheet

See full
Cash & equivalents$1.4B+1.3%
Total debt$3.6B+26.9%
Total equity$630.5M-0.4%
Total assets$9.9B+16.2%

Cash flow

See full
Operating cash flow$169.7M+68.1%
CapEx$2.4M—
Free cash flow$167.3M+65.8%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$7.22B-8.2%
Enterprise value$9.46B+1.1%
P/E104.3×+28.6×
P/S2.4×-0.9×

Profitability

See full
Operating margin17.3%-0.1pp
Net margin2.3%-2.0pp
FCF margin21.5%+0.6pp

Returns & leverage

See full
Return on equity11%-6.7pp
Debt / equity5.7×+1.2×
Current ratio1×0.0×

Segments

By product

See full
Wholesale Brokerage$376.8M+8.7%
Underwriting Management$273.1M+65.6%
Binding Authority$89.6M+17.2%

By segment

See full
Reporting Segment$754.6M+24.8%

Versus estimates

Revenue

Q1 2026$795.2MBeat by $13.8MQ4 2025$751.2MMiss by $25.9M
Q3 2025$754.6MMiss by $22.8M
Q2 2025$855.2MBeat by $109.5MQ1 2025$690.2MBeat by $10.4MQ4 2024$663.5MBeat by $5.2M

Diluted EPS

Q1 2026$0.47Beat by $0.04Q4 2025$0.45Miss by $0.05
Q3 2025$0.47In line
Q2 2025$0.66In lineQ1 2025$0.39Miss by $0.00Q4 2024$0.45Miss by $0.00

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Questions, answered.

When did Ryan Specialty Holdings report Q3 2025 earnings?
Ryan Specialty Holdings (RYAN) reported Q3 2025 earnings on October 30, 2025 after market close.
What were Ryan Specialty Holdings's Q3 2025 revenue and EPS?
Ryan Specialty Holdings reported revenue of $754.6M and eps of $0.47 for Q3 2025.
Did Ryan Specialty Holdings beat estimates in Q3 2025?
Revenue missed the consensus estimate of $777.4M by $22.8M. EPS beat the consensus estimate of $0.47 by $0.00.
How did Ryan Specialty Holdings's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 24.8% from $604.7M a year earlier and eps grew 14.6% from $0.41.
Where can I find Ryan Specialty Holdings's Q3 2025 SEC filings?
You can read the 10-Q periodic report (0001849253-25-000016) directly on SEC EDGAR. The filing index links above go to sec.gov.