Short Duration Insurance Contracts Incurred But Not Reported Ibnr Claims Liability Plus Expected Development Of Reported Claims

Safety Insurance Group·Products & Services·6 segments

Breakdown

Segment	Q4 '21	Q4 '22	Q4 '23	Q4 '24	Q4 '25
Private Passenger Automobile Physical Damage	-$24.26M	-$23.93M	-$24.1M	-$23.09M	-$21.58M
Property And Casualty Commercial Automobile Insurance Product Line	$9.04M	$12.05M	$13.75M	$15.49M	$17.89M
Property Insurance Product Line	-$5.46M	-$8.09M	-$10.84M	-$12.23M	-$13.16M
Homeowners Liability	$3.04M	$4.72M	$5.94M	$5.43M	$6.21M
Commercial Automobile Physical Damage	-$1.14M	-$345K	$273K	$467K	$553K
Total	-$8.4M	-$18.02M	-$16.77M	-$22M	-$18.53M

Property And Casualty Private Passenger Automobile Insurance Product LineView metric

Private Passenger Automobile Physical DamageView metric

Property And Casualty Commercial Automobile Insurance Product LineView metric

Commercial Automobile Physical DamageView metric

Homeowners LiabilityView metric

Property Insurance Product LineView metric