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Seacoast Banking Corporation of Florida SBCF Q3 2025 earnings

Reported October 27, 2025 · After market close

Revenue$157.3MBeat by $2.5M
EPS$0.52Beat by $0.06
Revenue estimate$154.7M
EPS estimate$0.46

Next report

Oct 26, 2026 (in 3 months)
Revenue estimate$214.9M
EPS estimate$0.63

Financials

Q3 2025

Income statement

See full
Revenue$157.3M+20.7%
Net income$36.5M+19.0%
EPS (diluted)$0.42+16.7%

Balance sheet

See full
Cash & equivalents$306.0M-52.0%
Total debt$107.5M+0.6%
Total equity$2.4B+8.4%
Total assets$16.7B+9.9%

Cash flow

See full
Operating cash flow$30.2M-43.4%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$2.67B+17.6%
Enterprise value$2.47B+42.0%
P/E18.5×-1.0×
P/S4.6×+0.1×

Profitability

See full
Net margin24.9%+2.1pp

Returns & leverage

See full
Return on equity6.3%+0.8pp
Debt / equity0×0.0×

Versus estimates

Revenue

Q2 2026$210.0MBeat by $145.8KQ1 2026$205.1MMiss by $439.6KQ4 2025$204.8MBeat by $3.5M
Q3 2025$157.3MBeat by $2.5M
Q2 2025$151.4MMiss by $1.1MQ1 2025$140.7MBeat by $2.8M

Diluted EPS

Q2 2026$0.61Beat by $0.01Q1 2026$0.62Beat by $0.04Q4 2025$0.44Miss by $0.07
Q3 2025$0.52Beat by $0.06
Q2 2025$0.52Beat by $0.10Q1 2025$0.38Miss by $0.02

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Questions, answered.

When did Seacoast Banking Corporation of Florida report Q3 2025 earnings?
Seacoast Banking Corporation of Florida (SBCF) reported Q3 2025 earnings on October 27, 2025 after market close.
What were Seacoast Banking Corporation of Florida's Q3 2025 revenue and EPS?
Seacoast Banking Corporation of Florida reported revenue of $157.3M and eps of $0.52 for Q3 2025.
Did Seacoast Banking Corporation of Florida beat estimates in Q3 2025?
Revenue beat the consensus estimate of $154.7M by $2.5M. EPS beat the consensus estimate of $0.46 by $0.06.
How did Seacoast Banking Corporation of Florida's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 20.7% from $130.3M a year earlier and eps grew 44.4% from $0.36.
Where can I find Seacoast Banking Corporation of Florida's Q3 2025 SEC filings?
You can read the 10-Q periodic report (0000730708-25-000216) directly on SEC EDGAR. The filing index links above go to sec.gov.