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Interchange income at other companies

First Financial Corporation logo
First Financial CorporationTHFF
$214K+18.9%
First Financial Corporation logo
First Financial CorporationTHFF
$214K+18.9%
Citizens Community Bancorp logo
Citizens Community BancorpCZWI
$556K-1.4%
ChoiceOne Financial logo
ChoiceOne FinancialCOFS
$2.14M+2.7%
Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
$1.35M+7.0%
ChoiceOne Financial logo
ChoiceOne FinancialCOFS
$2.14M+2.7%

Other financials

Income statement

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Revenue$208.2M+37.5%
Net income$59.5M+39.5%
EPS (diluted)$0.55+10.0%

Balance sheet

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Cash & equivalents$429.9M+29.3%
Total debt$112.9M+5.2%
Total equity$2.7B+20.2%
Total assets$21.4B+34.0%

Cash flow

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Operating cash flow$71.8M+132%

Valuation

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Market cap$3.35B+38.9%
Enterprise value$3.03B+38.7%
P/E20.6×+3.3×
P/S4.6×+0.2×

Profitability

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Net margin22.1%-2.9pp

Returns & leverage

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Return on equity6.5%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Seacoast Banking Corporation of Florida in its filing.

Tagged under the XBRL concept sbcf:InterchangeIncome.

The source filing: Seacoast Banking Corporation of Florida’s 8-K, filed July 28, 2026. Open the filing →

Filed
Jul 28, 2026, 4:06 PM EDT
Accession
0001628280-26-050147

FAQ

What is Seacoast Banking Corporation of Florida's interchange income?
Seacoast Banking Corporation of Florida (SBCF) reported interchange income of $2.09M in Q2 2026.
How has Seacoast Banking Corporation of Florida's interchange income changed year-over-year?
Seacoast Banking Corporation of Florida's interchange income increased by 10.4% year-over-year, from $1.9M to $2.09M.
What is the long-term trend for Seacoast Banking Corporation of Florida's interchange income?
Over 4 years (2021 to 2025), Seacoast Banking Corporation of Florida's interchange income has grown at a -15.7% compound annual growth rate (CAGR), from $16.23M to $8.19M.
What does interchange income mean?
This metric represents the fees earned by the bank from processing electronic payment transactions, such as debit or credit card swipes. It serves as a key indicator of consumer transaction volume and the bank's success in driving card usage among its retail and commercial customer base. This is a critical component of non-interest income that scales with digital banking adoption.

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