Income StatementBalance SheetCash FlowSegments
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Charles Schwab Corporation Cash Flow Statement

Operating, investing, and financing cash movements

Charles Schwab Corporation generated $11.1B in operating cash flow over the trailing twelve months. After $571.0M in capital expenditures, free cash flow was $16.9B. Free cash flow decreased 0.5% year-over-year. Based on the Q1 2026 filing.

Net Cash From Operating (TTM)$11.1BNet Cash From Investing (TTM)$15.2BNet Cash From Financing (TTM)-$46.4BCapital Expenditures (TTM)$571.0MDepreciation And Amortization Cf (TTM)$850.0MNet Change In Cash (TTM)$11.3B
Latest FilingQ1 2026
Report Date2026-05-08
Market Cap$156.78B
P/E Ratio16.64
ROE19.08%

Operating

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Other non-cash income (expense)-$182.0M-$144.0M-$175.0M-$206.0M-$204.0M-$183.0M
Amortization of Investment Discount and Premium-$188.0M-$178.0M-$173.0M-$173.0M-$171.0M-$174.0M
Accretion (amortization) of discounts and premiums on investments-$188.0M-$178.0M-$173.0M-$173.0M-$171.0M-$174.0M
Other non-cash income (expense)-$182.0M-$144.0M-$175.0M-$206.0M-$204.0M-$183.0M
Change in accrued liabilities$1.1B-$1.4B-$257.0M——-$1.1B
Deferred income taxes-$28.0M-$35.0M-$5.0M$437.0M$0.0-$10.0M
Accretion (Amortization) of Investment Discounts and Premiums-$188.0M-$178.0M-$173.0M-$173.0M-$171.0M-$174.0M
Other Non-Cash Income (Expense)-$182.0M-$144.0M-$175.0M-$206.0M-$204.0M-$183.0M
Other Non-cash Income (Expense)-$182.0M-$144.0M-$175.0M-$206.0M-$204.0M-$183.0M
Other Non-cash Income (Expense)-$182.0M-$144.0M-$175.0M-$206.0M-$204.0M-$183.0M
Net cash from operating activities—$6.4B$3.2B$538.0M$0.0$7.3B
Net income$1.8B$1.9B$2.1B$2.4B$2.5B$2.5B
Other non-cash income (expense)-$182.0M-$144.0M-$175.0M-$206.0M-$204.0M-$183.0M
Accretion (Amortization) of Discounts and Premiums, Investments-$188.0M-$178.0M-$173.0M-$173.0M-$171.0M-$174.0M
Amortization of capitalized software and acquired intangible assets$130.0M$130.0M$128.0M$127.0M$127.0M$132.0M
Depreciation and amortization$224.0M$217.0M$215.0M$212.0M$206.0M$201.0M
Increase (Decrease) in Other Operating Assets—$83.0M$582.0M$373.0M$260.0M$584.0M
Other Noncash Income (Expense)-$182.0M-$144.0M-$175.0M-$206.0M-$204.0M-$183.0M
Other Non-cash Income and Expense-$182.0M-$144.0M-$175.0M-$206.0M-$204.0M-$183.0M
Other Non-Cash Adjustments-$182.0M-$144.0M-$175.0M-$206.0M-$204.0M-$183.0M
Other Non-Cash Income and Expense-$182.0M-$144.0M-$175.0M-$206.0M-$204.0M-$183.0M
Accretion (Amortization) of Investment Discounts and Premiums-$188.0M-$178.0M-$173.0M-$173.0M-$171.0M-$174.0M
Change in Broker-Dealer Receivables-$1.0B$488.0M$1.4B$433.0M$2.5B$4.6B
Change in Brokerage Client Payables$12.4B-$980.0M$8.8B$6.0B$944.0M$1.6B
Stock-based compensation$70.0M$126.0M$72.0M$61.0M$58.0M$138.0M

Financing

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Proceeds from other short-term debt$8.8B$8.5B$11.9B$7.2B$9.5B$17.1B
Repayments of other short-term debt$13.4B$7.6B$10.3B$9.1B$9.2B$11.6B
Repayments of Other Short-Term Debt$13.4B$7.6B$10.3B$9.1B$9.2B$11.6B
Proceeds from other short-term debt$8.8B$8.5B$11.9B$7.2B$9.5B$17.1B
Repayments of other short-term debt$13.4B$7.6B$10.3B$9.1B$9.2B$11.6B
Dividends paid$575.0M$595.0M$608.0M$562.0M$564.0M$632.0M
Increase (Decrease) in Deposits—-$13.0B-$13.1B——-$2.7B
Short-term Federal Home Loan Bank borrowings$3.0B$5.0B$3.0B$8.8B$11.6B$0.0
Proceeds from other short-term debt$8.8B$8.5B$11.9B$7.2B$9.5B$17.1B
Other, net-$11.0M-$88.0M-$7.0M-$2.0M-$4.0M-$129.0M
Repayment of Long-Term Debt and Finance Leases$6.0M$981.0M$1.3B$6.0M$5.0M$1.6B
Payments of FHLBank Borrowings, Financing Activities$8.9B$10.2B$5.5B$16.9B$10.6B$1.9B
Repayments of Other Short-Term Debt—$7.6B———$11.6B
Payment of Deferred Purchase Consideration-$11.0M-$88.0M-$7.0M-$2.0M-$4.0M-$129.0M
Noncontrolling interest transactions and other-$11.0M-$88.0M-$7.0M-$2.0M-$4.0M-$129.0M
Repayments of Other Short-term Debt$13.4B$7.6B$10.3B$9.1B$9.2B$11.6B
Net cash from financing activities$0.0-$20.4B-$18.7B-$7.4B—-$3.7B
Noncontrolling Interests Activity and Other-$11.0M-$88.0M-$7.0M-$2.0M-$4.0M-$129.0M
Proceeds from issuance of common stock$31.0M$39.0M$70.0M$32.0M$15.0M$47.0M
Proceeds from Bridge Loan$8.8B$8.5B$11.9B$7.2B$9.5B$17.1B
Repayments of Other Short-Term Debt$13.4B$7.6B$10.3B$9.1B$9.2B$11.6B
Repurchases of common stock$0.0$1.5B$333.0M$2.7B$2.8B$2.4B
Proceeds from Other Short-Term Debt$8.8B$8.5B$11.9B$7.2B$9.5B$17.1B
Repayments of Other Short-Term Debt$13.4B$7.6B$10.3B$9.1B$9.2B$11.6B
Repayments of other short-term debt$13.4B$7.6B$10.3B$9.1B$9.2B$11.6B

Investing

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Acquisitions, net of cash acquired—$0.0———$577.0M
Sales of short-term available-for-sale investments$603.0M$1.6B$2.6B$1.2B$3.6B$1.5B
Change in Restricted Investments$13.3B-$3.4B$10.8B$1.3B—-$7.8B
Capital expenditures$254.0M$117.0M$128.0M$145.0M$158.0M$140.0M
Payments for (Proceeds from) Loans Receivable$1.9B$1.9B$3.3B$3.2B$4.4B$3.0B
Payment for (Proceeds from) Other Investing Activity$86.0M$87.0M$43.0M$138.0M$102.0M$229.0M
Payments to Acquire Held-to-Maturity Securities$0.0$381.0M$48.0M$247.0M$407.0M$635.0M
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale$6.0B$8.8B$6.1B$5.5B$2.6B$1.8B
Sale of investments$603.0M$1.6B$2.6B$1.2B$3.6B$1.5B
Payments for and Proceeds from Loans Receivable$1.9B$1.9B$3.3B$3.2B$4.4B$3.0B
Net cash from investing activities$7.7B$10.5B$9.1B$6.1B$0.0-$10.0M
Purchases of investments$736.0M$1.1B$820.0M$859.0M$5.8B$2.2B
Paydowns and maturities of HTM securities$3.8B$3.4B$4.6B$3.7B$3.6B$3.3B

Free Cash Flow

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Free cash flow—$6.2B$3.0B$393.0M—$7.2B

Supplemental

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Interest paid$1.4B$1.2B$1.3B$1.1B$985.0M$778.0M
ROU Asset Obtained for Lease Liability$27.0M$15.0M$40.0M$184.0M$83.0M$46.0M
Cash Paid for Lease Liabilities$67.0M$63.0M$64.0M$59.0M$60.0M$64.0M
Income Taxes Paid, Net—$41.0M$777.0M$137.0M—$92.0M
Operating lease payments$67.0M$63.0M$64.0M$59.0M$60.0M$64.0M
Operating Lease Payments$67.0M$63.0M$64.0M$59.0M$60.0M$64.0M

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Net increase (decrease) in cash-$1.5B-$3.5B-$6.4B-$704.0M$14.8B$3.6B
Leased assets obtained in exchange for operating lease liabilities$27.0M$15.0M$40.0M$184.0M$83.0M$46.0M