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Simmons First National SFNC Q2 2025 earnings

Reported July 17, 2025 · After market close

Revenue$357.4KMiss by $216.8M
EPS$0.44Beat by $0.04
Revenue estimate$217.1M
EPS estimate$0.40

Next report

Oct 15, 2026 (In 1 week)
Revenue estimate$254.0M
EPS estimate$0.54

Financials

Q2 2025

Income statement

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Revenue$214.2M+8.6%
Net income$54.8M+34.4%
EPS (diluted)$0.43+34.4%

Balance sheet

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Cash & equivalents$644.5M+12.2%
Total debt$64.9M-10.6%
Total equity$3.5B+2.6%
Total assets$26.7B-2.5%

Cash flow

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Operating cash flow$77.6M-9.8%
CapEx$11.3M-15.3%
Free cash flow$66.3M-8.8%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$2.37B+7.7%
Enterprise value$1.79B+5.5%
P/E14.2×+1.7×
P/S2.9×+0.1×

Profitability

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Net margin20.7%-2.4pp
FCF margin43.2%-26.5pp

Returns & leverage

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Return on equity4.8%-0.4pp
Debt / equity0×0.0×

Segments

By product

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Service charges on deposit accounts$12.6M+2.7%
Wealth management fees$9.5M+3.0%
Debit and credit card fees$8.6M+5.0%
Mortgage lending income$1.7M-14.5%
Other service charges and fees$1.3M-8.2%

FAQ

When did Simmons First National report Q2 2025 earnings?
Simmons First National (SFNC) reported Q2 2025 earnings on July 17, 2025 after market close.
What were Simmons First National's Q2 2025 revenue and EPS?
Simmons First National reported revenue of $357.4K and eps of $0.44 for Q2 2025.
Did Simmons First National beat estimates in Q2 2025?
Revenue missed the consensus estimate of $217.1M by $216.8M. EPS beat the consensus estimate of $0.40 by $0.04.
How did Simmons First National's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 99.8% from $194.0M a year earlier and eps grew 33.3% from $0.33.
Where can I find Simmons First National's Q2 2025 SEC filings?
You can read the 8-K earnings release (0001193125-25-160540) and the 10-Q periodic report (0001628280-25-037719) directly on SEC EDGAR. The filing index links above go to sec.gov.