Skip to content
OpenCapital
Get started

Simmons First National SFNC Q2 2025 earnings

Reported July 17, 2025 · After market close

Revenue$357.4KMiss by $216.8M
EPS$0.44Beat by $0.04
Revenue estimate$217.1M
EPS estimate$0.40

Next report

Oct 15, 2026 (in 2 months)
Revenue estimate$253.4M
EPS estimate$0.53

Financials

Q2 2025

Income statement

See full
Revenue$214.2M+8.6%
Net income$54.8M+34.4%
EPS (diluted)$0.43+34.4%

Balance sheet

See full
Cash & equivalents$644.5M+12.2%
Total debt$64.9M-10.6%
Total equity$3.5B+2.6%
Total assets$26.7B-2.5%

Cash flow

See full
Operating cash flow$77.6M-9.8%
CapEx$11.3M-15.3%
Free cash flow$66.3M-8.8%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$2.37B+7.7%
Enterprise value$1.79B+5.5%
P/E14.8×+0.2×
P/S2.9×+0.1×

Profitability

See full
Net margin19.9%+0.2pp
FCF margin43.2%-26.5pp

Returns & leverage

See full
Return on equity4.6%+0.1pp
Debt / equity0×0.0×

Segments

By product

See full
Service charges on deposit accounts$12.6M+2.7%
Wealth management fees$9.5M+3.0%
Debit and credit card fees$8.6M+5.0%
Mortgage lending income$1.7M-14.5%
Other service charges and fees$1.3M-8.2%

Versus estimates

Revenue

Q2 2026$248.6MMiss by $2.4MQ1 2026$241.4MMiss by $1.7MQ3 2025-$446.0MMiss by $679.5M
Q2 2025$357.4KMiss by $216.8M
Q1 2025$206.5MMiss by $10.6MQ4 2024$205.4MMiss by $3.3M

Diluted EPS

Q2 2026$0.50Miss by $0.03Q1 2026$0.47In lineQ3 2025$0.46Miss by $0.01
Q2 2025$0.44Beat by $0.04
Q1 2025$0.26Miss by $0.10Q4 2024$0.38Beat by $0.03

Ask the moment Simmons First National reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did Simmons First National report Q2 2025 earnings?
Simmons First National (SFNC) reported Q2 2025 earnings on July 17, 2025 after market close.
What were Simmons First National's Q2 2025 revenue and EPS?
Simmons First National reported revenue of $357.4K and eps of $0.44 for Q2 2025.
Did Simmons First National beat estimates in Q2 2025?
Revenue missed the consensus estimate of $217.1M by $216.8M. EPS beat the consensus estimate of $0.40 by $0.04.
How did Simmons First National's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 99.8% from $194.0M a year earlier and eps grew 33.3% from $0.33.
Where can I find Simmons First National's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0001628280-25-037719) directly on SEC EDGAR. The filing index links above go to sec.gov.