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Simmons First National SFNC Interest Income (Expense), after Provision for Loan Loss

Interest Income (Expense), after Provision for Loan Loss at other companies

Regions Financial logo
Regions FinancialRF
$1.21B+6.7%
First Financial Bancorp logo
First Financial BancorpFFBC
$182.19M+22.7%
Customers Bancorp logo
Customers BancorpCUBI
$170.3M+9.2%
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BOK FinancialBOKF
FB Financial logo
FB FinancialFBK
First Financial Bankshares logo
First Financial BanksharesFFIN

Other financials

Income statement

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Revenue$248.6M+16.1%
Net income$66.7M+21.8%
EPS (diluted)$0.46+7.0%

Balance sheet

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Cash & equivalents$589.5M-8.5%
Total debt$38.8M-40.2%
Total equity$3.5B-1.9%
Total assets$24.8B-7.2%

Cash flow

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Operating cash flow$144.6M+86.2%
CapEx$19.0M+67.9%
Free cash flow$125.5M+89.3%

Valuation

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Market cap$3.4B+24.6%
Enterprise value$2.85B+32.6%
P/S20.1×+16.7×

Profitability

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Net margin-928.3%-949pp
FCF margin284.5%+241pp

Returns & leverage

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Return on equity-16.9%-21.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Simmons First National in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Simmons First National’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-053273
(In thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
TOTAL INTEREST EXPENSE107,053143,199211,699287,614
NET INTEREST INCOME200,627171,824397,795335,246
Provision for credit losses17,43411,94532,05638,742
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES183,193159,879365,739296,504
NONINTEREST INCOME
Service charges on deposit accounts12,32912,58824,98525,223
Debit and credit card fees9,0088,56717,51117,013
Wealth management fees10,2409,46420,77319,093

Item 1. Financial Statements (Unaudited)

FAQ

What is Simmons First National's interest income (expense), after provision for loan loss?
Simmons First National (SFNC) reported interest income (expense), after provision for loan loss of $183.19M in Q2 2026.
How has Simmons First National's interest income (expense), after provision for loan loss changed year-over-year?
Simmons First National's interest income (expense), after provision for loan loss increased by 14.6% year-over-year, from $159.88M to $183.19M.
What is the long-term trend for Simmons First National's interest income (expense), after provision for loan loss?
Over 4 years (2021 to 2025), Simmons First National's interest income (expense), after provision for loan loss has grown at a 1.1% compound annual growth rate (CAGR), from $624.24M to $653.38M.
What does interest income (expense), after provision for loan loss mean?
Interest Income (Expense), after Provision for Loan Loss

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