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Selective Insurance Group SIGI Q4 2025 Annual earnings

Reported January 29, 2026 · After market close

Revenue$1.1BMiss by $6.4M
EPS$2.57Beat by $0.55
Revenue estimate$1.1B
EPS estimate$2.02

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$1.2B
EPS estimate$1.83

Financials

Q4 2025

Income statement

See full
Revenue$1.4B+8.6%
Net income$155.2M+62.5%
EPS (diluted)$2.52+65.8%

Balance sheet

See full
Cash & equivalents$346.0K+280%
Total debt$1.0B+79.9%
Total equity$3.6B+15.7%
Total assets$15.2B+12.1%

Cash flow

See full
Operating cash flow$376.3M+13.3%
CapEx$10.0M+33.5%
Free cash flow$366.3M+12.8%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$5.05B-11.1%
Enterprise value$6.06B-2.9%
P/E10.8×-16.6×
P/S0.9×-0.2×

Profitability

See full
Net margin8.7%+4.5pp
FCF margin22.4%+0.4pp

Returns & leverage

See full
Return on equity13.9%+7.0pp
Debt / equity0.3×+0.1×

Segments

By segment

See full
Standard Commercial Lines$937.9M+5.1%
E&S Lines$159.1M+12.5%
Investments$139.7M+21.7%
Standard Personal Lines$99.0M-8.2%

Versus estimates

Revenue

Q2 2026$1.2BMiss by $75.9MQ1 2026$1.2BMiss by $65.7M
Q4 2025$1.1BMiss by $6.4M
Q3 2025$1.4BBeat by $10.4MQ2 2025$1.3BMiss by $20.3MQ1 2025$1.3BMiss by $22.6M

Diluted EPS

Q2 2026$1.95Beat by $0.29Q1 2026$1.69Miss by $0.11
Q4 2025$2.57Beat by $0.55
Q3 2025$1.75Miss by $0.10Q2 2025$1.31Miss by $0.24Q1 2025$1.76Miss by $0.13

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Questions, answered.

When did Selective Insurance Group report Q4 2025 earnings?
Selective Insurance Group (SIGI) reported Q4 2025 earnings on January 29, 2026 after market close.
What were Selective Insurance Group's Q4 2025 revenue and EPS?
Selective Insurance Group reported revenue of $1.1B and eps of $2.57 for Q4 2025.
Did Selective Insurance Group beat estimates in Q4 2025?
Revenue missed the consensus estimate of $1.1B by $6.4M. EPS beat the consensus estimate of $2.02 by $0.55.
How did Selective Insurance Group's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 10.1% from $1.3B a year earlier and eps grew 58.6% from $1.62.
Where can I find Selective Insurance Group's Q4 2025 SEC filings?
You can read the 8-K earnings release (0000230557-26-000003) and the 10-K periodic report (0000230557-26-000006) directly on SEC EDGAR. The filing index links above go to sec.gov.