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Selective Insurance Group SIGI Benefits, Losses and Expenses

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Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:BenefitsLossesAndExpenses.

The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000230557-26-000020
SELECTIVE INSURANCE GROUP, INC.UNAUDITED CONSOLIDATED STATEMENTS OF INCOME / ($ in thousands, except per share amounts)Quarter ended June 30, 2026Quarter ended June 30, 2025Six Months ended June 30, 2026Six Months ended June 30, 2025
Other insurance expenses136,192122,823270,876247,693
Interest expense13,21513,25626,43622,829
Corporate expenses10,4677,55628,37125,654
Total expenses1,224,1901,217,8402,458,9132,364,140
Income (loss) before income tax162,845108,905287,047247,791
Income tax expense (benefit):
Current37,04720,50167,46954,094
Deferred(3,587)2,461(7,483)(2,142)

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Selective Insurance Group's benefits, losses and expenses?
Selective Insurance Group (SIGI) reported benefits, losses and expenses of $1.22B in Q2 2026.
How has Selective Insurance Group's benefits, losses and expenses changed year-over-year?
Selective Insurance Group's benefits, losses and expenses increased by 0.5% year-over-year, from $1.22B to $1.22B.
What is the long-term trend for Selective Insurance Group's benefits, losses and expenses?
Over 4 years (2021 to 2025), Selective Insurance Group's benefits, losses and expenses has grown at a 13.4% compound annual growth rate (CAGR), from $2.87B to $4.75B.
What does benefits, losses and expenses mean?
This is the comprehensive sum of all insurance-related outflows, including claims, loss adjustment expenses, and operational costs associated with policy administration. It serves as the primary measure of the total cost of insurance operations before accounting for investment income or taxes.

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