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Selective Insurance Group SIGI Commercial automobile — Cumulative Number of Reported Claims

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Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims.

The source filing: Selective Insurance Group’s 10-K, filed February 9, 2026.

Filed
Feb 9, 2026, 5:15 PM EST
Fiscal year
FY2025
Accession
0000230557-26-000006
Commercial Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Accident YearCommercial Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2016Commercial Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2017Commercial Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2018Commercial Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2019Commercial Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2020Commercial Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2021Commercial Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2022Commercial Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2023Commercial Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2024Commercial Automobile(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / 2025As of December 31, 2025 / IBNRAs of December 31, 2025 / Cumulative Number of Reported Claims
2019385,212398,346404,854407,051410,432415,684416,8665,03837,201
2020381,654381,163375,636374,293371,272376,1658,16230,852
2021483,831512,673510,825507,344515,17922,51237,613
2022572,421581,223577,111591,56855,55540,500
2023633,529660,063696,769134,42439,575
2024688,046744,580257,45539,343
2025778,378435,02734,854
Total5,091,437

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Selective Insurance Group's commercial automobile — cumulative number of reported claims?
Selective Insurance Group (SIGI) reported commercial automobile — cumulative number of reported claims of 4,050,000% in Q4 2025.
How has Selective Insurance Group's commercial automobile — cumulative number of reported claims changed year-over-year?
Selective Insurance Group's commercial automobile — cumulative number of reported claims increased by 0.6% year-over-year, from 4,025,400% to 4,050,000%.
What does commercial automobile — cumulative number of reported claims mean?
This metric tracks the total count of insurance claims reported by policyholders within the commercial automobile segment over a defined period. It provides insight into the frequency of loss events and the operational volume of the claims department. Monitoring this helps identify trends in claim activity that may impact future loss ratios.

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