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Selective Insurance Group SIGI E&S Lines — Combined Ratio

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Other financials

Income statement

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Revenue$1.4B+5.7%
Net income$97.7M-11.1%
EPS (diluted)$1.58-10.2%

Balance sheet

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Cash & equivalents$176.0K+41.9%
Total debt$904.3M-0.5%
Total equity$3.6B+10.1%
Total assets$15.3B+7.9%

Cash flow

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Operating cash flow$221.4M-22.0%
CapEx$10.9M-16.0%
Free cash flow$210.5M-22.3%

Valuation

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Market cap$5.53B-18.9%

Profitability

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Net margin8.4%+3.7pp
FCF margin21%-3.8pp

Returns & leverage

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Return on equity13.3%+5.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:CombinedRatio.

The official record: Selective Insurance Group’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Selective Insurance Group's E&S lines — combined ratio?
Selective Insurance Group (SIGI) reported E&S lines — combined ratio of 89.5% in Q1 2026.
How has Selective Insurance Group's E&S lines — combined ratio changed year-over-year?
Selective Insurance Group's E&S lines — combined ratio decreased by 3.2% year-over-year, from 92.5% to 89.5%.
What does E&S lines — combined ratio mean?
The combined ratio is the sum of the loss ratio and the expense ratio, representing the overall underwriting profitability of the E&S segment. A ratio below 100% indicates an underwriting profit, while a ratio above 100% indicates an underwriting loss. It is the definitive benchmark for assessing the health and sustainability of the segment's insurance operations.