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Selective Insurance Group SIGI Insurance Operations — Dividends to policyholders (as a percent)

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Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept sigi:PolicyholderDividendRatio.

The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000230557-26-000020
Combined RatioQuarter ended June 30, 2026 / AmountQuarter ended June 30, 2026 / RatioQuarter ended June 30, 2025 / AmountQuarter ended June 30, 2025 / RatioSix Months ended June 30, 2026 / AmountSix Months ended June 30, 2026 / RatioSix Months ended June 30, 2025 / AmountSix Months ended June 30, 2025 / Ratio
Net underwriting expenses incurred148,05630.845,71930.994,20530.789,93930.9
Underwriting income (loss)12,75691.815,17189.828,64590.725,85391.1
Total Insurance Operations:
Net premiums earned1,215,5081,188,0572,432,7042,346,814
Loss and loss expense incurred816,26667.2823,89869.31,631,77067.11,570,22366.9
Net underwriting expenses incurred1374,36330.8365,43130.8754,11031.0731,24331.2
Dividends to policyholders4901,1510.11,1902,1340.1
Underwriting income (loss)24,38998.0(2,423)100.245,63498.143,21498.2

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Selective Insurance Group's insurance operations — dividends to policyholders (as a percent)?
Selective Insurance Group (SIGI) reported insurance operations — dividends to policyholders (as a percent) of 0% in Q2 2026.
How has Selective Insurance Group's insurance operations — dividends to policyholders (as a percent) changed year-over-year?
Selective Insurance Group's insurance operations — dividends to policyholders (as a percent) decreased by 100.0% year-over-year, from 0.1% to 0%.
What does insurance operations — dividends to policyholders (as a percent) mean?
This metric represents the portion of earned premiums returned to policyholders as dividends, expressed as a percentage of total earned premiums. It reflects the company's policy regarding profit-sharing or mutual-style benefits provided to its customer base.

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