Selective Insurance Group SIGI Insurance Operations — Net underwriting expenses incurred (as a percent)

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Questions, answered.

What is Selective Insurance Group's insurance operations — net underwriting expenses incurred (as a percent)?

Selective Insurance Group (SIGI) reported insurance operations — net underwriting expenses incurred (as a percent) of 31.2% in Q1 2026.

How has Selective Insurance Group's insurance operations — net underwriting expenses incurred (as a percent) changed year-over-year?

Selective Insurance Group's insurance operations — net underwriting expenses incurred (as a percent) decreased by 1.3% year-over-year, from 31.6% to 31.2%.

What does insurance operations — net underwriting expenses incurred (as a percent) mean?

This ratio, known as the expense ratio, measures the efficiency of the insurance segment by comparing underwriting expenses to net premiums earned. A lower ratio indicates that the company is managing its operational and acquisition costs effectively relative to its revenue.