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Selective Insurance Group SIGI Insurance Operations — Net underwriting expenses incurred (as a percent)
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Where this comes from
Reported directly by Selective Insurance Group in its filing.
Tagged under the XBRL concept us-gaap:UnderwritingExpenseRatio.
The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.
- Filed
- Jul 24, 2026, 2:18 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000230557-26-000020
| Combined Ratio | Quarter ended June 30, 2026 / Amount | Quarter ended June 30, 2026 / Ratio | Quarter ended June 30, 2025 / Amount | Quarter ended June 30, 2025 / Ratio | Six Months ended June 30, 2026 / Amount | Six Months ended June 30, 2026 / Ratio | Six Months ended June 30, 2025 / Amount | Six Months ended June 30, 2025 / Ratio |
|---|---|---|---|---|---|---|---|---|
| Net underwriting expenses incurred1 | 48,056 | 30.8 | 45,719 | 30.9 | 94,205 | 30.7 | 89,939 | 30.9 |
| Underwriting income (loss) | 12,756 | 91.8 | 15,171 | 89.8 | 28,645 | 90.7 | 25,853 | 91.1 |
| Total Insurance Operations: | ||||||||
| Net premiums earned | 1,215,508 | 1,188,057 | 2,432,704 | 2,346,814 | ||||
| Loss and loss expense incurred | 816,266 | 67.2 | 823,898 | 69.3 | 1,631,770 | 67.1 | 1,570,223 | 66.9 |
| Net underwriting expenses incurred1 | 374,363 | 30.8 | 365,431 | 30.8 | 754,110 | 31.0 | 731,243 | 31.2 |
| Dividends to policyholders | 490 | — | 1,151 | 0.1 | 1,190 | — | 2,134 | 0.1 |
| Underwriting income (loss) | 24,389 | 98.0 | (2,423) | 100.2 | 45,634 | 98.1 | 43,214 | 98.2 |
ITEM 1. FINANCIAL STATEMENTS.
FAQ
- What is Selective Insurance Group's insurance operations — net underwriting expenses incurred (as a percent)?
- Selective Insurance Group (SIGI) reported insurance operations — net underwriting expenses incurred (as a percent) of 30.8% in Q2 2026.
- How has Selective Insurance Group's insurance operations — net underwriting expenses incurred (as a percent) changed year-over-year?
- Selective Insurance Group's insurance operations — net underwriting expenses incurred (as a percent) decreased by 0.0% year-over-year, from 30.8% to 30.8%.
- What does insurance operations — net underwriting expenses incurred (as a percent) mean?
- This ratio, known as the expense ratio, measures the efficiency of the insurance segment by comparing underwriting expenses to net premiums earned. A lower ratio indicates that the company is managing its operational and acquisition costs effectively relative to its revenue.
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