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Selective Insurance Group SIGI Insurance Operations — Non-catastrophe property loss and loss expense

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SPNTProperty Catastrophe — Loss and loss adjustment expenses recoverable, net
$68.7M+45.2%
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SPNTReinsurance — Catastrophe loss ratio
0%0.0pp
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SPNTInsurance & Services — Catastrophe loss ratio
0.3%
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SPNTProperty Catastrophe — Loss and allocated loss adjustment expenses incurred, net
38,950,000,000%+4,650,000,000pp
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LTotal property & casualty operations — Loss from catastrophes
$88M-9.3%
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ACGLProperty catastrophe — Unpaid losses and loss adjustment expenses recoverable
$911M+16.3%

Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept sigi:NonCatastrophePropertyLossAndLossExpense.

The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000230557-26-000020
Quarter Ended June 30, 2026Standard Commercial LinesStandard Personal LinesE&S LinesTotal Insurance OperationsInvestmentsTotal Reportable Segments
Total segment revenues$962,04497,639155,8251,215,508162,1381,377,646
Loss and loss expense incurred:
Net catastrophe losses48,66611,9377,93668,53968,539
Non-catastrophe property loss and loss expense122,89431,19516,409170,498170,498
(Favorable)/unfavorable prior year casualty reserve development
Current year casualty loss costs480,68925,87270,668577,229577,229
Total loss and loss expense incurred652,24969,00495,013816,266816,266
Net underwriting expenses incurred:

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Selective Insurance Group's insurance operations — non-catastrophe property loss and loss expense?
Selective Insurance Group (SIGI) reported insurance operations — non-catastrophe property loss and loss expense of $170.5M in Q2 2026.
How has Selective Insurance Group's insurance operations — non-catastrophe property loss and loss expense changed year-over-year?
Selective Insurance Group's insurance operations — non-catastrophe property loss and loss expense decreased by 1.6% year-over-year, from $173.24M to $170.5M.
What does insurance operations — non-catastrophe property loss and loss expense mean?
This metric captures the routine property-related claims and associated adjustment expenses that occur in the normal course of business, excluding major catastrophe events. It provides insight into the underlying frequency and severity of standard property insurance claims.

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