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Selective Insurance Group SIGI Investments Segment — Reserve for loss and loss expense

Other segment segments

E&S Lines
$811.74M+23.0%

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Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationLiabilityForFuturePolicyBenefitsLossesClaimsAndLossExpenseReserves.

The source filing: Selective Insurance Group’s 10-K, filed February 9, 2026.

Filed
Feb 9, 2026, 5:15 PM EST
Fiscal year
FY2025
Accession
0000230557-26-000006

| Standard Commercial Lines Segment | $401,635 | 6,089,797 | 1,992,139 | 3,753,908 | — | 2,493,321 | 826,482 | 369,519 | 3,837,656 | | Standard Personal Lines Segment | 19,880 | 323,861 | 452,609 | 408,190 | — | 315,652 | 39,637 | 55,530 | 397,677 | | E&S Lines Segment | 70,755 | 811,740 | 300,773 | 606,098 | — | 348,753 | 136,257 | 47,157 | 631,162 | | Investments Segment | — | | — | — | 539,480 | — | — | — | — | | Total | $492,270 | 7,225,398 | 2,745,521 | 4,768,196 | 539,480 | 3,157,726 | 1,002,376 | 472,206 | 4,866,495 |

Item 15. Exhibits and Financial Statement Schedules.

FAQ

What is Selective Insurance Group's investments segment — reserve for loss and loss expense?
Selective Insurance Group (SIGI) reported investments segment — reserve for loss and loss expense of $0 in Q4 2025.
What does investments segment — reserve for loss and loss expense mean?
The estimated liability for claims that have been reported but not yet settled, as well as claims that have been incurred but not yet reported. This reserve is critical for assessing the long-term solvency and claims-paying ability of the insurance segment.

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