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Selective Insurance Group SIGI Standard Commercial Lines — Deferred policy acquisition costs

Other segment segments

E&S Lines
$70.76M+7.3%

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Other financials

Income statement

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Revenue$1.4B+5.7%
Net income$97.7M-11.1%
EPS (diluted)$1.58-10.2%

Balance sheet

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Cash & equivalents$176.0K+41.9%
Total debt$904.3M-0.5%
Total equity$3.6B+10.1%
Total assets$15.3B+7.9%

Cash flow

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Operating cash flow$221.4M-22.0%
CapEx$10.9M-16.0%
Free cash flow$210.5M-22.3%

Valuation

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Market cap$5.53B-18.9%

Profitability

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Net margin8.4%+3.7pp
FCF margin21%-3.8pp

Returns & leverage

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Return on equity13.3%+5.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationDeferredPolicyAcquisitionCosts.

The official record: Selective Insurance Group’s 10-K, filed February 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Selective Insurance Group's standard commercial lines — deferred policy acquisition costs?
Selective Insurance Group (SIGI) reported standard commercial lines — deferred policy acquisition costs of $401.64M in Q4 2025.
How has Selective Insurance Group's standard commercial lines — deferred policy acquisition costs changed year-over-year?
Selective Insurance Group's standard commercial lines — deferred policy acquisition costs increased by 3.0% year-over-year, from $389.99M to $401.64M.
What does standard commercial lines — deferred policy acquisition costs mean?
This metric tracks the capitalized costs associated with acquiring new insurance policies in the Standard Commercial Lines segment, which are amortized over the life of the policy. It reflects the upfront investment required to generate future premium revenue.