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Selective Insurance Group SIGI Standard Personal Lines — Commissions to distribution partners

Other segment segments

E&S Lines
$35.61M+5.5%
Investments
$0

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Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:InsuranceCommissions.

The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000230557-26-000020
Quarter Ended June 30, 2026Standard Commercial LinesStandard Personal LinesE&S LinesTotal Insurance OperationsInvestmentsTotal Reportable Segments
Current year casualty loss costs480,68925,87270,668577,229577,229
Total loss and loss expense incurred652,24969,00495,013816,266816,266
Net underwriting expenses incurred:
Commissions to distribution partners171,8775,46535,612212,954212,954
Salaries and employee benefits81,85710,2969,220101,373101,373
Other segment expenses48,3668,4463,22460,03660,036
Total net underwriting expenses incurred302,10024,20748,056374,363374,363
Dividends to policyholders490490490

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Selective Insurance Group's standard personal lines — commissions to distribution partners?
Selective Insurance Group (SIGI) reported standard personal lines — commissions to distribution partners of $5.47M in Q2 2026.
How has Selective Insurance Group's standard personal lines — commissions to distribution partners changed year-over-year?
Selective Insurance Group's standard personal lines — commissions to distribution partners decreased by 16.2% year-over-year, from $6.52M to $5.47M.
What is the long-term trend for Selective Insurance Group's standard personal lines — commissions to distribution partners?
Over 3 years (2022 to 2025), Selective Insurance Group's standard personal lines — commissions to distribution partners has grown at a 21.8% compound annual growth rate (CAGR), from $13.38M to $24.16M.
What does standard personal lines — commissions to distribution partners mean?
The fees paid to agents, brokers, and other distribution channels for acquiring and servicing personal lines insurance policies. This represents a significant component of the acquisition cost structure and reflects the cost of maintaining market distribution.

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