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Selective Insurance Group SIGI Standard Personal Lines — Deferred policy acquisition costs

Other segment segments

E&S Lines
$70.76M+7.3%

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Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationDeferredPolicyAcquisitionCosts.

The source filing: Selective Insurance Group’s 10-K, filed February 9, 2026.

Filed
Feb 9, 2026, 5:15 PM EST
Fiscal year
FY2025
Accession
0000230557-26-000006

| Standard Commercial Lines Segment | $401,635 | 6,089,797 | 1,992,139 | 3,753,908 | — | 2,493,321 | 826,482 | 369,519 | 3,837,656 | | Standard Personal Lines Segment | 19,880 | 323,861 | 452,609 | 408,190 | — | 315,652 | 39,637 | 55,530 | 397,677 | | E&S Lines Segment | 70,755 | 811,740 | 300,773 | 606,098 | — | 348,753 | 136,257 | 47,157 | 631,162 | | Investments Segment | — | — | — | — | 539,480 | — | — | — | — | | Total | $492,270 | 7,225,398 | 2,745,521 | 4,768,196 | 539,480 | 3,157,726 | 1,002,376 | 472,206 | 4,866,495 |

Item 15. Exhibits and Financial Statement Schedules.

FAQ

What is Selective Insurance Group's standard personal lines — deferred policy acquisition costs?
Selective Insurance Group (SIGI) reported standard personal lines — deferred policy acquisition costs of $19.88M in Q4 2025.
How has Selective Insurance Group's standard personal lines — deferred policy acquisition costs changed year-over-year?
Selective Insurance Group's standard personal lines — deferred policy acquisition costs decreased by 14.9% year-over-year, from $23.37M to $19.88M.
What does standard personal lines — deferred policy acquisition costs mean?
This represents the portion of acquisition costs, such as commissions and premium taxes, that are capitalized and amortized over the life of the insurance policy. It aligns the recognition of expenses with the period in which the related premium revenue is earned.

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