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Selective Insurance Group SIGI Standard Personal Lines — Net premiums earned

Other segment segments

Standard Commercial Lines
$965.76M+5.9%
E&S Lines
$151.41M+6.0%

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THGSpecialty Lines — Premiums Earned Net
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PGRPersonal Lines Segment — Net premiums written
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Other financials

Income statement

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Revenue$1.4B+5.7%
Net income$97.7M-11.1%
EPS (diluted)$1.58-10.2%

Balance sheet

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Cash & equivalents$176.0K+41.9%
Total debt$904.3M-0.5%
Total equity$3.6B+10.1%
Total assets$15.3B+7.9%

Cash flow

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Operating cash flow$221.4M-22.0%
CapEx$10.9M-16.0%
Free cash flow$210.5M-22.3%

Valuation

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Market cap$5.53B-18.9%
Enterprise value$6.43B-16.3%
P/E12.2×-16.9×
P/S-0.3×

Profitability

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Net margin8.4%+3.7pp
FCF margin21%-3.8pp

Returns & leverage

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Return on equity13.3%+5.8pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Selective Insurance Group’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Selective Insurance Group's standard personal lines — net premiums earned?
Selective Insurance Group (SIGI) reported standard personal lines — net premiums earned of $100.03M in Q1 2026.
How has Selective Insurance Group's standard personal lines — net premiums earned changed year-over-year?
Selective Insurance Group's standard personal lines — net premiums earned decreased by 3.5% year-over-year, from $103.66M to $100.03M.
What is the long-term trend for Selective Insurance Group's standard personal lines — net premiums earned?
Over 4 years (2021 to 2025), Selective Insurance Group's standard personal lines — net premiums earned has grown at a 8.6% compound annual growth rate (CAGR), from $293.56M to $408.19M.
What does standard personal lines — net premiums earned mean?
The portion of insurance premiums that the insurer has recognized as revenue over the policy period for standard personal lines products. It reflects the earned revenue after accounting for the unearned premium reserve and is a primary indicator of the scale of the personal insurance business.