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Selective Insurance Group SIGI Standard Personal Lines — Net premiums earned

Other segment segments

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$155.83M+5.3%

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Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Selective Insurance Group’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000230557-26-000020
Revenue by Segment / ($ in thousands)Quarter ended June 30, 2026Quarter ended June 30, 2025Six Months ended June 30, 2026Six Months ended June 30, 2025
Personal automobile44,65651,28791,320104,255
Homeowners49,93748,312100,01696,255
Other3,0462,7786,3315,522
Total Standard Personal Lines NPE97,639102,377197,667206,032
E&S Lines:
Net premiums earned:
Casualty lines92,66387,400182,174172,519
Property lines63,16260,645125,060118,418

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Selective Insurance Group's standard personal lines — net premiums earned?
Selective Insurance Group (SIGI) reported standard personal lines — net premiums earned of $97.64M in Q2 2026.
How has Selective Insurance Group's standard personal lines — net premiums earned changed year-over-year?
Selective Insurance Group's standard personal lines — net premiums earned decreased by 4.6% year-over-year, from $102.38M to $97.64M.
What is the long-term trend for Selective Insurance Group's standard personal lines — net premiums earned?
Over 4 years (2021 to 2025), Selective Insurance Group's standard personal lines — net premiums earned has grown at a 8.6% compound annual growth rate (CAGR), from $293.56M to $408.19M.
What does standard personal lines — net premiums earned mean?
The portion of insurance premiums that the insurer has recognized as revenue over the policy period for standard personal lines products. It reflects the earned revenue after accounting for the unearned premium reserve and is a primary indicator of the scale of the personal insurance business.

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