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Snap-on SNA Financial services revenue — Segment operating earnings

Other product segments

Product And Services, Excluding Financial Services
$268.9M+3.8%

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Other financials

Income statement

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Revenue$1.3B+4.2%
Operating income$336.4M+2.8%
Net income$260.6M+4.1%
EPS (diluted)$4.96+5.1%

Balance sheet

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Cash & equivalents$1.6B+12.8%
Total debt$993.5M-22.6%
Total equity$6.0B+5.7%
Total assets$8.6B+5.4%

Cash flow

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Operating cash flow$271.5M+14.5%
CapEx$23.1M+17.3%
Free cash flow$248.4M+14.2%

Valuation

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Market cap$21.67B+28.5%
Enterprise value$21.01B+26.0%
P/E21×+4.1×
P/S4.1×+0.8×

Profitability

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Gross margin52.8%
Operating margin25.4%-0.1pp
Net margin19.6%-0.1pp
FCF margin21%+0.9pp

Returns & leverage

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Return on equity17.6%-0.6pp
Debt / equity0.2×-0.1×
Current ratio3.4×-1.0×

Where this comes from

Reported directly by Snap-on in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: Snap-on’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 11:05 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q3 2026
Accession
0000091440-26-000144
Line itemThree Months Ended / July 4,2026Three Months Ended / June 28,2025Six Months Ended / July 4,2026Six Months Ended / June 28,2025
Operating earnings before financial services268.9259.1519.7502.2
Financial services revenue99.7101.7200.8203.8
Financial services expenses(32.2)(33.5)(65.3)(65.3)
Operating earnings from financial services67.568.2135.5138.5
Operating earnings336.4327.3655.2640.7
Interest expense(12.3)(12.3)(24.7)(24.7)
Other income (expense) – net15.114.331.928.7
Earnings before income taxes339.2329.3662.4644.7

Item 1: Financial Statements

FAQ

What is Snap-on's financial services revenue — segment operating earnings?
Snap-on (SNA) reported financial services revenue — segment operating earnings of $67.5M in Q2 2026.
How has Snap-on's financial services revenue — segment operating earnings changed year-over-year?
Snap-on's financial services revenue — segment operating earnings decreased by 1.0% year-over-year, from $68.2M to $67.5M.
What is the long-term trend for Snap-on's financial services revenue — segment operating earnings?
Over 4 years (2021 to 2025), Snap-on's financial services revenue — segment operating earnings has grown at a 0.9% compound annual growth rate (CAGR), from $272M to $281.8M.
What does financial services revenue — segment operating earnings mean?
This represents the profitability of the financial services segment after deducting operating expenses from segment revenue. It measures the core earnings contribution of the financing arm to the overall corporate bottom line.

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