What is the long-term trend for StoneX Group Inc.'s commercial — bad debts, net of recoveries?

Over 2 years (2023 to 2025), StoneX Group Inc.'s commercial — bad debts, net of recoveries has grown at a -68.1% compound annual growth rate (CAGR), from $15.7M to $1.6M.

What does commercial — bad debts, net of recoveries mean?

This metric represents the net expense recognized for credit losses on receivables within the commercial business segment. It reflects the cost of uncollectible accounts after accounting for any subsequent recoveries of previously written-off amounts.

StoneX Group Inc. (SNEX) Commercial — Bad debts, net of recoveries

Screener

Other segment segments

Institutional

$300K—

Payments

$0—

Self-Directed/Retail

$0-100%

Similar metrics at other companies

MBC

MBCReportable Segment — Bad debt provision

$4.45M+4,350%

OPLNFinance — Recoveries

$2M+5.3%

FFord Credit — Recoveries

$52M+15.6%

WALCommercial Segment — Provision for (recovery of) credit losses

$206.3M+559%

EWBCCommercial Banking — Provision for (reversal of) credit losses

$27.01M-33.8%

CBNKCommercial Bank — Provision (Release of Provision) for Credit Losses

$344K-22.9%

Other financials

Income statement

See full

Revenue$719.7M+47.4%

Gross profit-$38.0B-14.1%

Operating income-$10.9M+59.5%

Net income$127.9M+102%

EPS (diluted)$1.00+85.2%

Balance sheet

See full

Cash & equivalents$11.7B+56.1%

Total debt$2.0B+85.4%

Total equity$2.8B+43.7%

Total assets$54.0B+57.7%

Cash flow

See full

Operating cash flow$2.8B+1,911%

CapEx$16.2M+1.3%

Free cash flow$2.8B+1,736%

Valuation

See full

Market cap$9.2B+129%

Enterprise value-$423.8M-82.0%

P/E17.5×+3.9×

P/S3.2×+1.1×

Profitability

See full

Gross margin-5,219%-861pp

Operating margin-2.6%-0.7pp

Net margin18.4%+3.0pp

FCF margin246.8%—

Returns & leverage

See full

Return on equity21.9%+5.3pp

Debt / equity0.7×+0.2×

Where this comes from

Reported directly by StoneX Group Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The source filing: StoneX Group Inc.’s 10-Q, filed August 5, 2026.

Filed: Aug 5, 2026, 4:50 PM EDT
Fiscal quarter: Q3 FY2026
Calendar quarter: Q2 2026
Accession: 0000913760-26-000038

(in millions)	Commercial	Institutional	Self-Directed / Retail	Payments	Corporate	Eliminations	Total
Selling and marketing	1.9	1.0	9.7	0.2	3.8	—	16.6
Travel and business development	3.0	3.3	0.4	0.2	4.0	—	10.9
Depreciation and amortization	5.7	5.5	3.0	1.5	11.2	—	26.9
Bad debts, net of recoveries	(1.3)	0.3	—	—	—	—	(1.0)
Shared services	12.5	8.5	4.0	3.8	(28.8)	—	—
Other fixed expenses	8.7	10.1	3.3	1.0	26.2	—	49.3
Non-variable expenses	64.4	62.6	34.7	12.4	140.1	—	314.2
Other loss	—	—	—	(0.2)	(1.5)	—	(1.7)

Item 1. Financial Statements (Unaudited)

FAQ

What is StoneX Group Inc.'s commercial — bad debts, net of recoveries?: StoneX Group Inc. (SNEX) reported commercial — bad debts, net of recoveries of -$1.3M in Q2 2026.
What is the long-term trend for StoneX Group Inc.'s commercial — bad debts, net of recoveries?: Over 2 years (2023 to 2025), StoneX Group Inc.'s commercial — bad debts, net of recoveries has grown at a -68.1% compound annual growth rate (CAGR), from $15.7M to $1.6M.
What does commercial — bad debts, net of recoveries mean?: This metric represents the net expense recognized for credit losses on receivables within the commercial business segment. It reflects the cost of uncollectible accounts after accounting for any subsequent recoveries of previously written-off amounts.