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South Plains Financial, Inc. SPFI Q1 2026 earnings

Reported April 28, 2026 · Before market open

Revenue$54.1MBeat by $63.0K
EPS$0.85Miss by $0.03
Revenue estimate$54.1M
EPS estimate$0.88

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$65.2M
EPS estimate$0.97

Financials

Q1 2026

Income statement

See full
Revenue$54.1M+10.2%
Net income$14.5M+18.3%
EPS (diluted)$0.85+18.1%

Balance sheet

See full
Cash & equivalents$722.0M+34.6%
Total equity$504.9M+13.8%
Total assets$4.6B+5.5%

Cash flow

See full
Operating cash flow$16.2M-38.0%
CapEx$1.4M+19.3%
Free cash flow$14.8M-40.6%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$684.29M+25.3%
P/E11.3×+0.6×
P/S3.2×+0.4×

Profitability

See full
Net margin28%+2.1pp
FCF margin28.4%-3.1pp

Returns & leverage

See full
Return on equity12.8%+0.8pp

Versus estimates

Revenue

Q2 2026$64.5MBeat by $1.2M
Q1 2026$54.1MBeat by $63.0K
Q4 2025$53.9MMiss by $230.0KQ3 2025$52.5MMiss by $1.2MQ2 2025$54.7MBeat by $597.3KQ1 2025$47.7MMiss by $1.2M

Diluted EPS

Q2 2026$0.96Beat by $0.02
Q1 2026$0.85Miss by $0.03
Q4 2025$0.90Beat by $0.03Q3 2025$0.96Beat by $0.10Q2 2025$0.86Beat by $0.09Q1 2025$0.72Beat by $0.05

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Questions, answered.

When did South Plains Financial, Inc. report Q1 2026 earnings?
South Plains Financial, Inc. (SPFI) reported Q1 2026 earnings on April 28, 2026 before market open.
What were South Plains Financial, Inc.'s Q1 2026 revenue and EPS?
South Plains Financial, Inc. reported revenue of $54.1M and eps of $0.85 for Q1 2026.
Did South Plains Financial, Inc. beat estimates in Q1 2026?
Revenue beat the consensus estimate of $54.1M by $63.0K. EPS missed the consensus estimate of $0.88 by $0.03.
How did South Plains Financial, Inc.'s Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 13.5% from $47.7M a year earlier and eps grew 18.1% from $0.72.
Where can I find South Plains Financial, Inc.'s Q1 2026 SEC filings?
You can read the 8-K earnings release (0001140361-26-017459) and the 10-Q periodic report (0001140361-26-019131) directly on SEC EDGAR. The filing index links above go to sec.gov.