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Debt-to-equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.4×+0.1×
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
0.1×
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
1.2×-0.5×
Prosperity Bancshares logo
Prosperity BancsharesPB
SMB
SmartFinancialSMBK
0.0×
CTB
Community Trust BancorpCTBI
0.0×

Other financials

Income statement

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Revenue$54.1M+10.2%
Net income$14.5M+18.3%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$722.0M+34.6%
Total debt$7.9M-10.9%
Total equity$504.9M+13.8%
Total assets$4.6B+5.5%

Cash flow

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Operating cash flow$16.2M-38.0%
CapEx$1.4M+19.3%
Free cash flow$14.8M-40.6%

Valuation

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Market cap$807.57M+41.4%
P/E13.3×+2.1×
P/S3.7×+0.8×

Profitability

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Net margin28%+2.1pp
FCF margin28.4%-3.1pp

Returns & leverage

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Return on equity12.8%+0.8pp

Where this comes from

Calculated from South Plains Financial, Inc.’s reported figures.

Based on the most recent quarter.

The official record: South Plains Financial, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is South Plains Financial, Inc.'s debt-to-equity?
South Plains Financial, Inc. (SPFI) reported debt-to-equity of 0× in Q4 2025.
How has South Plains Financial, Inc.'s debt-to-equity changed year-over-year?
South Plains Financial, Inc.'s debt-to-equity decreased by 20.7% year-over-year, from 0× to 0×.
What is the long-term trend for South Plains Financial, Inc.'s debt-to-equity?
Over 4 years (2020 to 2025), South Plains Financial, Inc.'s debt-to-equity has grown at a -31.2% compound annual growth rate (CAGR), from 0.1× to 0×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.