What is SiriusPoint's property catastrophe — year 5?

SiriusPoint (SPNT) reported property catastrophe — year 5 of 3.1% in Q4 2025.

What does property catastrophe — year 5 mean?

Represents the net earned premiums or underwriting results for the Property Catastrophe segment during the fifth year of a specific underwriting cycle or cohort. This metric provides insight into the tail-end development and maturity of catastrophe reinsurance contracts. It assists in evaluating the accuracy of initial underwriting assumptions as the cohort ages.

SiriusPoint SPNT Property Catastrophe — Year 5

Other product segments

Casualty

18.2%-65.8%

Property Other

16.9%+789%

Other Specialties

3.4%+100%

Other

2.5%-3.8%

A&H

0.5%-16.7%

Similar metrics at other companies

ACGLProperty excluding property catastrophe — Year Five

5.4%+0.7pp

ACGLProperty catastrophe — Year Five

-24.8%-6.5pp

AFGProperty and casualty insurance — Year 5, Cumulative

92.5%-1.4pp

AFGProperty and casualty insurance — Year 5

9.4%-3.7pp

ACGLProperty excluding property catastrophe — Year Six

1.8%+1.6pp

ACGLProperty catastrophe — Year Six

17.4%+8.3pp

Other financials

Income statement

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Revenue$774.6M+6.5%

Net income$102.2M+65.9%

EPS (diluted)$0.82+67.3%

Balance sheet

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Cash & equivalents$1.0B+9.2%

Total debt$702.9M+2.2%

Total equity$2.3B+13.7%

Total assets$12.5B+1.6%

Cash flow

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Operating cash flow$141.9M+260%

Valuation

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Market cap$2.76B+25.6%

Profitability

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Net margin15.4%+8.4pp

Returns & leverage

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Return on equity23.1%+15.2pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by SiriusPoint in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The official record: SiriusPoint’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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What is SiriusPoint's property catastrophe — year 5?: SiriusPoint (SPNT) reported property catastrophe — year 5 of 3.1% in Q4 2025.
What does property catastrophe — year 5 mean?: Represents the net earned premiums or underwriting results for the Property Catastrophe segment during the fifth year of a specific underwriting cycle or cohort. This metric provides insight into the tail-end development and maturity of catastrophe reinsurance contracts. It assists in evaluating the accuracy of initial underwriting assumptions as the cohort ages.