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SR Bancorp, Inc.

SRBK

SR Bancorp, Inc. is the bank holding company for Somerset Regal Bank, a financial institution serving northern and central New Jersey.

Market cap
$143.27M+14.2%
Net income$4.6M+4,422%
Free cash flow$7.7M+1,139%
Trailing twelve months · change vs. prior year

Earnings

Next report

Date not yet announced

Financials

Q3 2026

Income statement

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Net income$886.0K+65.0%

Balance sheet

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Cash & equivalents$63.7M+2.3%
Total debt$53.0M+65.6%
Total equity$184.5M-5.4%
Total assets$1.1B+6.5%

Cash flow

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Operating cash flow$2.0M-21.9%
CapEx$133.0K+79.7%
Free cash flow$1.9M-24.9%

Valuation & ratios

Valuation

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Market cap$143.27M+14.2%
Enterprise value$132.58M-2.5%
P/E31×+5.6×

Returns & leverage

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Return on equity2.4%+2.4pp
Debt / equity0.3×+0.1×

Competitors

Profile

SR Bancorp, Inc. is the bank holding company for Somerset Regal Bank, a financial institution serving northern and central New Jersey. The company provides a range of deposit and loan products to individuals and small businesses, focusing on community-based banking through its regional branch network. Its core value proposition centers on local market expertise and a diversified lending portfolio that balances residential and commercial real estate.

Competitive position

A regional community bank with a significant market share in Somerset County, New Jersey, competing against both large national holding companies and local credit unions.

GeographiesNew Jersey, United States
Customer segmentsRetail, Small Business, Commercial
Business modelInterest-spread banking, Relationship banking
SuppliersDepositors, Federal Reserve System, U.S. Treasury Security Index, Independent appraisers
CustomersResidential homebuyers, Commercial property owners, Small business owners, Local residents
Listed2023
Employees65.0
CEOChristopher J. Pribula
FilingsSEC EDGAR

Questions, answered.

What is SR Bancorp, Inc.'s market cap?
SR Bancorp, Inc. (SRBK) has a market capitalization of $143.3M and trades on NASDAQ.
Who are SR Bancorp, Inc.'s competitors?
SR Bancorp, Inc.'s key competitors include JPMorgan Chase & Co., Bank of America Corporation, Wells Fargo & Company, and others. These companies compete in similar markets and product categories.
What subsidiaries does SR Bancorp, Inc. have?
SR Bancorp, Inc.'s subsidiaries include Somerset Regal Bank, Somerset Regal Charitable Foundation, Inc..
Where is SR Bancorp, Inc. headquartered?
SR Bancorp, Inc. is headquartered in United States of America and employs approximately 65 people. It has been publicly traded since 2023.