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S&T Bancorp STBA Long-Term Debt

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Other financials

Income statement

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Revenue$105.2M+5.2%
Net income$36.6M+14.9%
EPS (diluted)$1.02+22.9%

Balance sheet

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Cash & equivalents$217.8M+7.2%
Total debt$225.8M+12.4%
Total equity$1.4B-2.9%
Total assets$9.9B+1.4%

Cash flow

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Operating cash flow$27.8M-1.7%
CapEx$847.0K-28.8%
Free cash flow$27.0M-0.5%

Valuation

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Market cap$1.82B+30.9%
Enterprise value$1.83B+31.7%
P/E13×+2.3×
P/S4.4×+0.8×

Profitability

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Net margin33.8%-0.2pp
FCF margin34.4%-0.7pp

Returns & leverage

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Return on equity9.9%+0.4pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by S&T Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OtherLongTermDebt.

The source filing: S&T Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:53 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000719220-26-000098
Line itemJune 30, 2026December 31, 2025
Certificates of deposit1,994,1421,948,792
Total Deposits8,086,0837,958,831
Short-term borrowings200,000165,000
Long-term borrowings25,77350,815
Junior subordinated debt securities49,50849,478
Other liabilities178,834182,979
Total Liabilities8,540,1988,407,103
SHAREHOLDERS’ EQUITY

Item 1. Condensed Consolidated Financial Statements

FAQ

What is S&T Bancorp's long-term debt?
S&T Bancorp (STBA) reported long-term debt of $25.77M in Q2 2026.
How has S&T Bancorp's long-term debt changed year-over-year?
S&T Bancorp's long-term debt decreased by 49.3% year-over-year, from $50.86M to $25.77M.
What is the long-term trend for S&T Bancorp's long-term debt?
Over 5 years (2020 to 2025), S&T Bancorp's long-term debt has grown at a 16.5% compound annual growth rate (CAGR), from $23.68M to $50.82M.
What does long-term debt mean?
Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.

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