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Stock Yards Bancorp SYBT Q4 2025 Annual earnings

Reported January 27, 2026 · Before market open

Revenue$104.4MBeat by $2.0M
EPS$1.24Beat by $0.04
Revenue estimate$102.4M
EPS estimate$1.20

Next report

Date not yet announced

Financials

Q4 2025

Income statement

See full
Revenue$104.4M+11.7%
Net income$36.6M+15.5%
EPS (diluted)$1.24+15.9%

Balance sheet

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Cash & equivalents$70.1M-11.2%
Total debt$33.0M+5.7%
Total equity$1.1B+14.4%
Total assets$9.5B+7.6%

Cash flow

See full
Operating cash flow$52.1M+175%
CapEx$4.6M+40.0%
Free cash flow$47.5M+204%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$1.91B-9.1%
Enterprise value$1.88B-8.8%
P/E13.7×-4.7×
P/S4.8×-1.2×

Profitability

See full
Net margin35.3%+2.8pp
FCF margin38.8%+1.0pp

Returns & leverage

See full
Return on equity13.9%+1.2pp
Debt / equity0×0.0×

Segments

By product

See full
Fiduciary And Trust$11.0M+6.1%
Credit And Debit Card$5.5M+2.3%
Treasury Management$3.1M+15.1%
Deposit Account$2.3M+1.2%
Investment Advisory Management And Administrative Service$1.1M+12.9%

Versus estimates

Revenue

Q2 2026$114.7MBeat by $3.0MQ1 2026$103.1MBeat by $227.2K
Q4 2025$104.4MBeat by $2.0M
Q3 2025$99.5MMiss by $2.8MQ2 2025$97.8MMiss by $2.0MQ1 2025$91.7MMiss by $3.3M

Diluted EPS

Q2 2026$1.31Beat by $0.23Q1 2026$1.24Beat by $0.01
Q4 2025$1.24Beat by $0.04
Q3 2025$1.23Beat by $0.08Q2 2025$1.15Beat by $0.10Q1 2025$1.13Beat by $0.13

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Questions, answered.

When did Stock Yards Bancorp report Q4 2025 earnings?
Stock Yards Bancorp (SYBT) reported Q4 2025 earnings on January 27, 2026 before market open.
What were Stock Yards Bancorp's Q4 2025 revenue and EPS?
Stock Yards Bancorp reported revenue of $104.4M and eps of $1.24 for Q4 2025.
Did Stock Yards Bancorp beat estimates in Q4 2025?
Revenue beat the consensus estimate of $102.4M by $2.0M. EPS beat the consensus estimate of $1.20 by $0.04.
How did Stock Yards Bancorp's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 13.9% from $91.7M a year earlier and eps grew 15.9% from $1.07.
Where can I find Stock Yards Bancorp's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001171843-26-000445) and the 10-K periodic report (0001437749-26-005830) directly on SEC EDGAR. The filing index links above go to sec.gov.