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Stock Yards Bancorp SYBT Federal Funds Sold

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Other financials

Income statement

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Revenue$114.6M+17.1%
Net income$40.1M+17.7%
EPS (diluted)$1.31+13.9%

Balance sheet

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Cash & equivalents$89.3M-8.6%
Total debt$32.2M+0.5%
Total equity$1.2B+23.9%
Total assets$10.4B+12.6%

Cash flow

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Operating cash flow$12.2M-38.1%
CapEx$2.7M+41.1%
Free cash flow$9.5M-46.7%

Valuation

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Market cap$2.61B+21.2%
P/E17.4×+0.7×
P/S6.2×+0.4×

Profitability

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Net margin35.3%+1.0pp
FCF margin35.8%-1.5pp

Returns & leverage

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Return on equity13.3%-0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Stock Yards Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeFederalFundsSold.

The source filing: Stock Yards Bancorp’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 12:12 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001437749-26-014783
Line itemThree months ended / March 31, 2026Three months ended / March 31, 2025
Interest income:
Loans, including fees$106,459$99,600
Federal funds sold and interest bearing due from banks5,0302,001
Mortgage loans held for sale7077
Federal Home Loan Bank stock392532
Investment securities:
Taxable5,2438,495
Tax-exempt448461

Item 1. Financial Statements

FAQ

What is Stock Yards Bancorp's federal funds sold?
Stock Yards Bancorp (SYBT) reported federal funds sold of $5.03M in Q1 2026.
How has Stock Yards Bancorp's federal funds sold changed year-over-year?
Stock Yards Bancorp's federal funds sold increased by 151.4% year-over-year, from $2M to $5.03M.
What is the long-term trend for Stock Yards Bancorp's federal funds sold?
Over 4 years (2021 to 2025), Stock Yards Bancorp's federal funds sold has grown at a 127.4% compound annual growth rate (CAGR), from $645K to $17.24M.
What does federal funds sold mean?
This reflects interest income earned from lending excess reserve balances held at the Federal Reserve or other financial institutions to other banks on an overnight basis. It represents the return on highly liquid, short-term cash equivalents.

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